Month: August 2024

Insurance "double exemption", how good must it be to be so highly praised.

Exemption: Exemption: The main contract is exempted from paying the insurance premium

This means that if you unfortunately become disabled, the insurance company will not only pay the premiums you deserve, but as long as you do not terminate the contract, the subsequent premiums of the policy will be paid by the insurance company on a yearly basis, and the value of the policy will remain valid.

Insurance classes

At first, I mainly wanted to help everyone how to save taxes legally from real estate, but I ended up seeing an annuity policy that was so awesome it was out of this world.

In addition to being able to directly leverage and save for retirement, there is also double exemption for claims. The most important thing is that when there is an emergency, the policy loan has an ultra-low interest rate of 3%, and you can also help your children with trust-like installment payments of insurance money.

There are really enough exaggerations, so I have to study hard by myself how to help everyone with investment and financial management in the future.

Korean squid soup

Although Taiwan is geographically surrounded by the sea, there is a lack of squid resources for commercial fishing in the surrounding waters. Therefore, before 1971, Taiwan's edible squid almost entirely relied on imports from South Korea, which were expensive and out of reach of the general public. Consumption.

So the name Korean squid soup sounds like it has a little bit of high-end feel.

To quickly accumulate assets, you must first understand "repurchase tax rebate"!

As long as you buy a house at a higher price than your old house within two years after selling your old house, you will be eligible for a tax refund for trading in a smaller house for a larger one. That excessive tax that sounds so scary will be offset immediately.

This is the secret why rich people buy bigger and bigger houses!

Because as long as I sell my original house and buy a more expensive and larger one, I can keep switching like this during the grace period. Directly, I will only pay interest forever, and I won’t be taxed heavily.

What is the difference between the two-part invoice and the three-part invoice for manual invoicing?

The difference between the triple-part unified invoice and the two-part unified invoice is mainly that the triple-part invoice has an additional stub copy compared to the receipt copy and deduction copy of the two-part invoice, so that the buyer with the same company bank number can use it as a stub. Use.

The simplest difference is that one can be printed with a unified code and the other cannot. This is because on manual invoices, only the three-copy format has that extra line, and the unified invoice format requires you to fill it out.

When signing a contract to buy a house, the “proviso” is very important, but don’t forget it!

If you are not a domineering rich man who pays in full, but a house slave who wants to apply for a mortgage, the most important thing you must pay attention to when signing the contract is to remember to ask a notary to fill in this proviso for you.

If this had been filled out in the contract, it would not have caused so many people now to be anxious because the water level has exceeded the warning line, thinking that they will not be able to get the loan and will face the problem of defaulting and losing money. After all, the loan There’s nothing you can do if you don’t get it!

Should I choose full hair dyeing or design dyeing?

As the name suggests, it means coloring the entire hair. Usually in hair salons, the general definition of this option is to use a single color to cover the entire hair.

As for the distinctions between design dyes, there are really many. If I really wanted to name them, I would probably be unable to describe them all in tens of thousands of words. The most important thing to remember is that having more than two colors on your hair is called design dyeing. .

What’s the difference between bowl cakes and water cakes?

What southerners call "Wan Kueh" is to mix fillings into ground rice paste, such as mushrooms, minced meat, dried shrimps, half-cut braised eggs, etc., and then put the bowl into the steamer to steam. Take it out of the oven, top it with a full bowl of cake sauce, and serve it in front of you.

"Shuibao" is pure rice milk, and the fillings form separate barriers. The fillings are usually preserved vegetables, dried tofu, and minced meat, which are laid on top of the steamed rice milk. Because the ingredients are separated, they are Can last longer.

What should I do if the bank's water level is too high and I can't lend money, and I'm about to default?

Taiwan's housing market is booming and bank liquidity has reached a warning line, causing many buyers to face difficulties in obtaining loans and possibly default and lose money.

If the bank does not lend, waiting will be futile and the contract delivery date may come earlier.

If you are unable to obtain a loan, you should consider applying for a loan from an institution that is not restricted by Article 72-2 of the Banking Act. These institutions offer preferential interest rates and are not subject to the 30% water level restrictions, which can help you meet your funding needs.

If a bank loan fails, alternatives should be sought quickly to avoid the risk of default.

Default on delivery and credit bankruptcy will have a major impact!

Currently, the Taiwan Stock Exchange implements the "T+2" system, Today + 2 day, which means that stocks bought and sold today will be settled and offset two days later, that is, statistics will be made before 10 am on the second business day.

If you find that the amount that can be deducted is insufficient, the salesperson will usually notify you to make up the money the day before. At this time, you must remember to quickly adjust the position with your relatives and friends, and deposit the money into the account for delivery.

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