Month: October 2025

As long as the inheritance tax is not paid, the house and stocks will be frozen and the family will not be able to touch a penny.

Life insurance allows you to freely designate beneficiaries, is not included in the total estate amount, and can quickly pay out cash to fill the "cash flow gap," allowing your family to have the strength to continue living even in the most difficult times.

True love is not about leaving behind a lot of property, but about leaving just enough sense of security.

The smartest way to fight inflation is not to save money, but to make good use of low-interest debt.

When the borrowing interest rate is lower than the inflation rate, you are actually "earning purchasing power."

As long as you invest your money in a stable investment with an annual return of 5% or more, the interest rate difference will become your inflation dividend.

Knowing how to let debt create cash flow and let time pay you back is the starting point of true financial freedom.

"FYC" is the abbreviation of First Year Commission, and its full Chinese name is "First Year Commission". 

It refers to the commission that an insurance agent can receive in the first year, which is usually calculated based on a certain percentage of the first year's premium.