self understanding
Some of my customers are really good at styling their hair. I only have to be responsible for cutting it. I don’t have to worry about the rest. Today’s post is…
Chen Fa. Miscellaneous Studies
Every encounter is a practice
Chen Fa. Miscellaneous Studies
Every encounter is a practice
Month: August 2024
buy a house
From signing the contract to getting the ownership certificate, the process took less than a month to complete. The main reason was that I kept chasing, and I also took the initiative to interact with the bank and say hello. I was skillful in seizing the time and talking in a homely manner. It was a good person. Ways to bring each other closer.
When friends see each other and they like each other, they will help you a little bit. In the future, some auction houses may tell you first that you earn commissions from referrals and transactions!
Looking for "Lianzheng" scores yourself? If you want to apply for a loan in the near future, don’t be shy!
The so-called "linkage" records credit transactions between individuals and financial institutions. The total score can be up to 800 points. Regarding the retention period of various records, please refer to the regulations of the Financial Supervisory Commission for details.
It is mainly compiled and collected by the Joint Financial Credit Reference Center. Through this information, a national credit database is built to ensure that people's credit transactions and the domestic financial system can be sound and stable.
Anhe Road
The address of Love Wife on Anhe Road sounds really interesting. It’s not difficult to find there. It’s just a three-minute drive next to Luodong Sports Park!
The central bank issued a housing market loan restriction order! What should we do?
Recently, many people have privately messaged me because 34 banks were invited to drink coffee by the government a few days ago, causing everyone to panic and ask what should I do if they are really stuck in getting a loan for buying a house?
After learning about it in detail, I found out that many of them are not really unavailable, but the loans are ugly!
psychiatrist
An emotionally stable partner
In fact, he is the other party's psychiatrist
Warm and illuminate each other's lives
The threshold for comprehensive income tax exemption has been relaxed, and as long as you earn not enough, you will be exempted from paying tax.
The tax exemption threshold for 2025 has been clarified. There are three categories that do not need to pay tax:
1. The annual income of a single person is less than 626,000 yuan.
2. A two-income couple with no children has an annual salary of less than 1.072 million yuan.
3. For a family with two preschool children, the annual income is less than 1.641 million yuan.
The policy's "automatic advance payment" is a good way to help you weather the storm together.
"Automatic advance payment" means that if the policyholder fails to pay the premium when it should be paid, the insurance company will send a registered reminder letter and give a grace period.
If the policyholder fails to pay the premium after the grace period, the insurance company will use the policy value reserve to automatically advance the premium and interest due for the current period to keep the contract in effect.
It is worth noting that not all policies have value reserves, such as highly leveraged medical insurance, cancer insurance or critical illness insurance. Without policy value reserves, premiums cannot be paid.
writing copy
I never imitate other people’s writing. In fact, I have been writing professional blogging articles for decades ago. Anyone who has known me for a long time should know that I only wrote seriously for a few years and then stopped for many years. .
There are times when people are in urgent need, but have you ever thought about using "policy loan"?
Policy borrowing means using the policy you purchased to borrow money from your insurance company.
When the policy you purchased begins to have a "policy value reserve (referred to as premium)" as the years increase, you can apply for a policy loan from the insurance company based on your existing premium within the total policy price. Common ones include long-term life insurance, annuity insurance, etc.
