When applying for mortgage underwriting, there are two repayment options: "average principal and interest amortization" and "average principal amortization." The average monthly repayment amount of principal and interest is fixed, and the total interest payment is higher; the average monthly principal payment is fixed, and the interest decreases month by month, the total interest payment is small, but the initial monthly payment is higher. Choosing the right one can help reduce your total interest expense.
When applying for a mortgage, you need to understand the concepts of "grace period" and "extended repayment period." During the grace period, you only need to repay the interest, and after the end, you will also repay the principal and interest. For example, for a 10 million yuan loan, the monthly interest during the grace period is about 15,000 yuan, and the repayment amount after the end is about 42,000 yuan. Extending the repayment period to 40 years will shorten the principal repayment period. Home buyers should evaluate their repayment ability to avoid being deceived by low interest rates, consider additional taxes and decoration costs, and make a rational decision on whether to purchase a home.
The hottest news today is definitely that Taobao has issued a press release, announcing that on 8/2 Taiwan time, it will offer free shipping to Taiwan with purchases over RMB 99! As soon as this move came out, it sounded like they were competing for the market with various e-commerce companies in Taiwan, causing many people to panic. They could no longer rely on Taobao to place orders, and then switch to Taiwan e-commerce platforms to earn the price difference!
Because of the super annoying pile of garbage problem a while ago, I forgot a lot of important things and didn’t do them. I was shocked when I was suddenly reminded, so I had to take advantage of today’s Monday holiday to work as a high-speed rail courier in the two cities.
Line Pay, which is a popular product commonly used by Taiwanese people, has not fallen below the expected volume point all the way down. It rebounded as low as 512, and then started to fluctuate back and forth. After half a year of fluctuations within 100 yuan, yesterday, July 26, I officially submitted a listing application to the Taiwan Stock Exchange. However, due to the impact of the US stock market on the market, it fell for more than a week, resulting in the inability to rise. The closing price was 526, but I received news earlier. Those who entered the venue had already started running on 7/22.
Recently, I often see people asking questions in the ambiguity area: "I bought a Toten Pure for my own use, and I really live in it. Can I open a shop and do business on that floor?" The result is of course, "No!!!"
Fans who have been using Google Pixel for a long time will definitely be familiar with and proud of the unlimited photo album space in the past. Let everyone no longer have to worry about mindlessly pressing the shooting button all the time. What should I delete when shooting so many things? This unique trick allows you to upload all the various images you just shot without thinking to the cloud network space at the same time, so that you no longer have to worry about the problem of insufficient space.
Inflation is an era when everything is rising, except for damn wages, which are not rising at all, and then the abysmal housing prices are simply breaking through the ceiling. It is normal for parents to help their children by paying the down payment when purchasing a house, and it is also a good way.
In order to cooperate with the Olympic Games, Chunghwa Telecom has launched a free two-week, daily lottery. The main prizes are Hami Points, which can be directly used to offset the monthly rent of one yuan; and the Energizer Pack, which can be used to increase the network For traffic.
I thought it was some mysterious new variety, but when I asked the store clerk, he said it just didn't look good and was covered in spots, so it was named sesame banana.
