Currently, Taiwan's real estate market is soaring through the ceiling. Not long after it has passed the half-year mark, banks are already facing warning levels.
Recently, many buyers are almost burning their butts off as the contract date approaches day by day. They still can’t ask the bank for the loan, so what should they do? ?
The banks you asked about have already encountered a situation where they are not lending, so what are you still waiting for? Continue to line up?
When the bank collects the money and the water level drops a little, will it notify you to apply for a loan?
If you keep waiting like this, you might not even be called to apply for a loan. The date marked on the house sales contract for the final performance of contractual obligations, also known as the handover date, might have already arrived!
I really waited until the time was up, resulting in a breach of contract and losing money, and then I cried and said that it was all other people's fault. Now the bank's water level is so high, which is why I can't get a loan!
Remember, if the banks you usually deal with have already inquired and told you that you can’t get a loan at the moment, it must be because your own conditions are too poor! Either make up the collateral, or drag a rich guarantor to sign for you.
If there really is nothing! The best solution is to quickly apply for loans from institutions that are not subject to the limits of "Article 72-2 of the Banking Law" and "Residential Construction and Corporate Construction Lending".
These institutions that are not troubled by the 30 % water level clearly exist there, and the interest rates are also very good. I just don't understand, what are you obsessed with what other banks are doing?
Or is there your mistress in the bank, and you want to give her performance results? Even if your butt is already on fire, do you have to break the contract and pay for it?
# Home loan # Bank # Xinqing'an # Real estate speculation # Loan # Ceiling # Rising # Water level # Warning line # Burning ass # Performance # Contract # Point of delivery # Contract # Collateral # Guarantor # Penguin's Evil # Banking Law # Lending # Institution # Loan application # Interest rate # Mistress # Performance # Default # Loss of money # Down payment # Conditions # Crawling articles # Key points
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