Recently, my Taishin Black Dog Card no longer supports the 3.8% reward for payment at convenience stores starting from April, so I have to sort out a new wave of credit cards. I will not be lenient with the ones that should be left in the cold, and of course I will fill them out immediately if they are more useful. Apply, this is a good financial management method for smart consumption.
Although everyone often talks about increasing revenue and reducing expenditure, many people's daily necessities still need to be purchased. You can't just eat and drink the same thing every day and then not go out!
So wouldn’t it be great to have a few useful credit cards on hand to help you save money while spending money! ?
Usually when we apply for a credit card, the main thing is convenience of use. Most ordinary people like it the most. They must pay attention to high rewards and mindless credit cards. Then we easily applied for the Federal Linebank co-branded card and the Sino-Fung Daway card. As for the two What are the differences between cards? Let me briefly explain them to you.
Daily consumption:Large Account DAWAY Card
Recommendation code: [9DC7WAJ]
Bind DAWHO to automatically withhold
Enjoy unlimited LINE Pay rewards of up to 3%
※ LINE Pay 3% included
Domestic basic 1%
New cardholders will be automatically deducted 1%
Bind new card users to LINE Pay 1%
Online shopping:Federal LineBank Co-branded Card
Recommended code: [HZZHIFG]
Enjoy extra 3% rebates on designated online purchases, with a monthly limit of NT$500.
(Maximum 5% rebate = domestic consumption 2% + plus 3% rebate)
Designated online shopping includes: MOMO shopping network, PChome online shopping, YAHOO shopping mall, Taobao, Shopee, Bloglai, and Lifestyle Market.
That’s 10,000 per month. You can use this card to make purchases and earn rewards on the above online shopping platforms!
If the usage limit is exceeded, find another card to use!
Generally speaking, if you only use it for basic living expenses every month, it should be enough to use it in this way, and then you can search for other green energy-saving cards by yourself.
For the above two cards, you need to apply for online account opening and debit to get all the rewards. But now if you want to have the best rewards, you almost always need to deduct money from your own bank to get it. I'm afraid everyone doesn't know, so it's still Mention it. But it’s not too difficult to apply for an online banking account at the same time!
As for the Black Dog Card mentioned at the beginning, it no longer gives back to convenience stores for various payments. There is also a CITIC All Me card that can be replaced. As long as you do a little homework, it can help you save a small amount of money while making purchases!
In fact, I really want to make an APP that integrates Taiwanese credit cards. I just made a casual assessment based on the direction I wanted to go in. It would require at least six people to make it, but I don’t know that many people who have the brains and money, and also have the skills to do it. Someone who can write code! 🫠
This is obviously a huge business opportunity in Taiwan. I don’t understand why no one has done it yet. Is it possible that you are encountering the same problem as me?
If you read this article and want to apply for these two cards, remember to fill in my code in the introducer column, so that you and I can get the reward money. If you don’t know where to fill it out, or it will show up. If you make a mistake, you are welcome to ask me directly in private! 🫰
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