Month: August 2024

Insurance "double exemption", how good must it be to be so highly praised.

Exemption: Exemption: The main contract exempts you from paying insurance premiums. This means that if unfortunately you become disabled, the insurance will not only pay the premium you should have paid, but as long as you do not terminate the contract, the insurance company will help you with all subsequent insurance premiums. After paying it off year by year, the value of this policy will continue to be valid.

Insurance classes

At first, I mainly wanted to help you how to legally save taxes from real estate, but I ended up seeing an annuity policy that was so awesome. In addition to being able to directly use leverage to save retirement funds, there are also dual-exemption claims. When the key point is really urgent, the policy loan has an ultra-low interest rate of 3%, and you can also help your children to make trust-like installment payments for insurance benefits. There are really enough exaggerations, so I have to study hard by myself how to help everyone with investment and financial management in the future.

Korean squid soup

Although Taiwan is geographically surrounded by the sea, there is a lack of squid resources for commercial fishing in the surrounding waters. Therefore, before 1971, Taiwan's edible squid almost entirely relied on imports from South Korea, which were expensive and not accessible to the general public. Consumption. So the name Korean squid soup sounds like it has a little bit of high-end feel.

To quickly accumulate assets, you must first understand "repurchase tax rebate"!

As long as you buy a house for a higher price than your old house within two years after selling your house, you will be eligible for the tax refund for trading in a larger house. That overtax that sounds so scary will be written off immediately. dropped. This is the secret why rich people buy bigger and bigger houses! Because as long as I sell my original house and buy a more expensive and larger one, I can keep switching like this during the grace period. Directly, I will only pay interest forever, and I won’t be taxed heavily.

What is the difference between the two-part invoice and the three-part invoice for manual invoicing?

The difference between the triple-part unified invoice and the two-part unified invoice is mainly that the triple-part invoice has an additional stub copy compared to the receipt copy and deduction copy of the two-part invoice, so that the buyer with the same company bank number can use it as a stub. Use. The simplest difference is that one can be unified and the other cannot be unified, because in manual invoices, only triple invoices have an extra line, and the unified invoice format allows you to fill in it.

When signing a contract to buy a house, the “proviso” is very important, but don’t forget it!

If you are not a domineering rich man who pays in full, but are a house slave who wants to apply for a mortgage, the most important thing you should pay attention to when signing the contract is that you must ask the agent to fill in this item for you. But book. If this had been filled out in the contract, it would not have caused so many people now to be anxious because the water level has exceeded the warning line, thinking that they will not be able to get the loan and will face the problem of defaulting and losing money. After all, the loan There’s nothing you can do if you don’t get it!

Should I choose full hair dyeing or design dyeing?

As the name suggests, it means to color the entire hair. Usually, the general definition of this option in hair salons is to use a single color to cover the entire hair. As for the distinctions between design dyes, there are really many. If I really wanted to name them, I would probably be unable to describe them all in tens of thousands of words. The most important thing to remember is that having more than two colors on your hair is called design dyeing. .

What’s the difference between bowl cakes and water cakes?

What southerners call "Wan Kueh" is to mix fillings into ground rice paste, such as mushrooms, minced meat, dried shrimps, half-cut braised eggs, etc., and then put the bowl into the steamer to steam. Take it out of the oven, top it with a full bowl of cake sauce, and serve it in front of you. "Shuibao" is pure rice milk, and the fillings form separate barriers. The fillings are usually preserved vegetables, dried tofu, and minced meat, which are laid on top of the steamed rice milk. Because the ingredients are separated, they are Can last longer.

What should I do if the bank's water level is too high and I can't lend money, and I'm about to default?

Taiwan's housing market is booming and banks' water levels have reached warning levels, causing many buyers to face loan difficulties and may default and lose money. Banks will not lend, waiting will not help, and the contract delivery date may come early. If you are unable to get a loan, you should consider applying for a loan from an institution that is not subject to the restrictions of Article 72-2 of the Banking Law. These institutions have preferential interest rates and are not subject to the 30% water level restrictions to meet your funding needs. If a bank loan fails, alternatives should be quickly sought to avoid the risk of default.

Default on delivery and credit bankruptcy will have a major impact!

Currently, Taiwan stocks implement the "T+2" system, Today + 2 day, which means that stocks bought and sold today will be delivered and offset two days later, that is, statistics will be calculated before 10 a.m. on the second business day. If you find that the amount that can be deducted is insufficient, the salesperson will usually notify you to make up the money the day before. At this time, you must remember to quickly adjust the position with your relatives and friends, and deposit the money into the account for delivery.
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