Month: December 2024

The rare sunshine in Lanyang in winter!

Many ups and downs occurred in 2024. In the face of bad things, I chose to devote my time and energy to learning and successfully obtained dual licenses as an insurance agent and a real estate brokerage salesperson. Although my future plans are not clear, I believe that continuous learning and exploration can make life more interesting. The parallelism and diverse perspectives brought by miscellaneous studies can often inspire unexpected possibilities. I look forward to adding highlights to my life through new skills and experiences in the future, continuing to expand my possibilities and horizons, and welcoming more exciting days.

Commentary on current affairs

Some people are ignorant of current affairs but are keen to comment. Their arguments are superficial and absurd, and there are a large number of people who agree with them, which reflects the lack of in-depth thinking in society. Current events are often complex and changeable, requiring discussion from multiple angles to avoid being misled by a single piece of information. If you only rely on superficial understanding, you may easily fall into populism or misjudgment. Although understanding current events requires effort, it is crucial to promoting social progress. In contrast, if you are unwilling to think deeply, it may be better to focus on entertainment rather than participating in public discussion.

Banquet style

Perm it into a simple and natural curve, add some area dye to give it a sense of movement, and then apply some creamy styling products. Simply twist half of your head and insert two small hair clips to secure it. It will take you about a minute and you're ready to go.

How to use tax-free limits for cash, real estate, stocks and insurance policies to accurately pass on wealth?

Wealth inheritance should make good use of the annual gift tax exemption of NT$2.44 million. Cash gifts are flexible and tax-friendly, making them suitable for helping children buy a home. Real estate gifts need to consider the combined real estate tax and the risk of cost underestimation. It is recommended to increase the holding cost through buying and selling. When donating stocks, attention should be paid to valuation standards, as unlisted stocks are more risky. Policy gifting must ensure that the distribution of interests is in line with family consensus. It is recommended to consult a professional advisor to formulate a personalized plan to balance tax and family needs to ensure the smooth inheritance and appreciation of assets.

break up decently

If one day the relationship comes to an end and the person who wants to leave can choose a comfortable and sunny afternoon and ask the other person out for a cup of tea. Then express your inner thoughts frankly: why did you choose to leave, what are the problems between the two parties, and whether there is still the possibility of continuing. Although this kind of conversation is not necessarily easy, it is the greatest respect for the relationship.

The enemy is at Honnoji Temple!

"The enemy is within Honnoji Temple!" This phrase originated from the incident at Honnoji Temple during Japan's Warring States Period. It refers to Ake Mitsuhide's rebellion against Oda Nobunaga, which means "the enemy is within." Nowadays, it has become a catchphrase, used to satirize the mole or the problem originating from oneself. In Taiwan's current politics, the Chinese Communist Party is looking for opportunities to exploit Taiwan's internal conflicts to erode democracy and freedom. If you are not alert, you will be surprised when the fangs are exposed, "This is really going to hurt." Freedom should not be lost in sleep, only action can protect our homeland.

Conservation and immortality: the transfer of responsibility, pressure and love

The stability in life actually comes from someone silently shouldering the pressure and responsibility. There is a conservation law behind this: pressure will not disappear, it will only shift. Sometimes it is out of love and morality, sometimes it is forced reality. The same is true for civil rights. It is the power of the people to manage political affairs and is the cornerstone of a stable society. However, there are people in Taiwan today who are trying to infringe on citizens' rights. To protect freedom and the future, we can no longer remain silent and must speak out for justice!

profiteering marketing

In the life insurance industry, some advisers may induce policyholders to purchase more insurance than they need, a practice known as profiteering marketing. The real purpose of insurance: It should be to improve life, not to make people work hard. Investments should be made within one's means and planned carefully to avoid the risk of inflation and insufficient claims in the future. With wise insurance choices, you can better protect your future.

Why buy insurance?

"Money" "Protecting the future" After all, do you have money to use if something happens? Then you buy a lot of different types of insurance just to wait for that day in the future. What if nothing happens and everything goes smoothly? So what can you do with the insurance you bought? Wouldn’t it be all in vain? Just for peace of mind! ?
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