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Tag: Buy a house

To quickly accumulate assets, you must first understand "repurchase tax rebate"!

As long as you buy a house for a higher price than your old house within two years after selling your house, you will be eligible for the tax refund for trading in a larger house. That overtax that sounds so scary will be written off immediately. dropped. This is the secret why rich people buy bigger and bigger houses! Because as long as I sell my original house and buy a more expensive and larger one, I can keep switching like this during the grace period. Directly, I will only pay interest forever, and I won’t be taxed heavily.

The basic misunderstanding about the "grace period" of mortgage loans will lead to a sudden disaster.

When applying for a mortgage, you need to understand the concepts of "grace period" and "extended repayment period." During the grace period, you only need to repay the interest, and after the end, you will also repay the principal and interest. For example, for a 10 million yuan loan, the monthly interest during the grace period is about 15,000 yuan, and the repayment amount after the end is about 42,000 yuan. Extending the repayment period to 40 years will shorten the principal repayment period. Home buyers should evaluate their repayment ability to avoid being deceived by low interest rates, consider additional taxes and decoration costs, and make a rational decision on whether to purchase a home.
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