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Through insurance and land administration, assets can be magnified and tax sources can be reserved
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The policy's "automatic advance payment" is a good way to help you weather the storm together.

"Automatic advance payment" means that if the policyholder fails to pay the premium when it should be paid, the insurance company will send a registered reminder letter and give a grace period. If the policyholder fails to pay the premium after the grace period, the insurance company will use the policy value reserve to automatically advance the premium and interest due for the current period to keep the contract in force. It is worth noting that not all policies have value reserves, such as highly leveraged medical insurance, cancer insurance or critical illness insurance. Without policy value reserves, premiums cannot be paid.

Insurance classes

At first, I mainly wanted to help you how to legally save taxes from real estate, but I ended up seeing an annuity policy that was so awesome. In addition to being able to directly use leverage to save retirement funds, there are also dual-exemption claims. When the key point is really urgent, the policy loan has an ultra-low interest rate of 3%, and you can also help your children to make trust-like installment payments for insurance benefits. There are really enough exaggerations, so I have to study hard by myself how to help everyone with investment and financial management in the future.

Default on delivery and credit bankruptcy will have a major impact!

Currently, Taiwan stocks implement the "T+2" system, Today + 2 day, which means that stocks bought and sold today will be delivered and offset two days later, that is, statistics will be calculated before 10 a.m. on the second business day. If you find that the amount that can be deducted is insufficient, the salesperson will usually notify you to make up the money the day before. At this time, you must remember to quickly adjust the position with your relatives and friends, and deposit the money into the account for delivery.

When the mortgage loan reaches the "bank underwriting" stage, how to choose between the two repayment methods to avoid going into trouble?

When applying for mortgage underwriting, there are two repayment options: "average principal and interest amortization" and "average principal amortization." The average monthly repayment amount of principal and interest is fixed, and the total interest payment is higher; the average monthly principal payment is fixed, and the interest decreases month by month, the total interest payment is small, but the initial monthly payment is higher. Choosing the right one can help reduce your total interest expense.
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