When it comes to saving money, the biggest dilemma for most people is

Most people cannot save money because of psychological barriers, including difficulty in delaying gratification, abstract goals, financial anxiety, etc., which make people feel that saving money is like continuous bleeding and despair. If you can design a system that "makes you happier the more you save money", such as giving yourself interest rewards regularly, you can make saving money easy and natural, and start the rich mode of making money from money.