Before talking about stock market or insurance investment, you should first figure out whether you want to save money or make a fortune with this money.
Different motivations call for different approaches!
There are always some people who like to ask a lot of questions, and the other party also patiently analyzes and explains in detail. As a result, when those stocks rise sharply today, they come again to ask, "I didn't buy them yesterday. Can I buy them today?" This kind of logic is like if you didn't eat yesterday, will you not eat today?
If you don’t understand the essence of investment and don’t intend to study seriously, then there is no need to waste your time asking questions that you won’t understand even if you hear them.
For those who do not have the ability to beat the market, the best way is to buy index funds on a regular basis, which is the ETF that everyone is familiar with. By being a long-term holder, you can steadily accumulate assets.
Investing is supposed to be a long-term thing. If you just want to enter and exit in the short term but are too lazy to do your homework, then it is not investing but gambling.
There are always many people in the market who watch the market and take notes all day long, thinking they are "researching", but after a few years they don't make any money at all.
This is more of a waste of time than financial management.
Instead of pretending to be doing research and pretending to be professional, it is better to work hard, enjoy life, and spend your time on more meaningful things.
Investing is not a tool for you to show off or to take a gamble to turn things around, but a long-term race that requires patience and discipline. Only when you understand this can you truly start "investing."
I am not a fortune teller and I will not tell you which target to invest in. At most, I can analyze the general direction for you. If you want to know more and are willing to spend time studying, I will be happy to share with you as long as you come to consume.
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