Taipower Power Saving Incentive
While saving electricity, it also helps you earn some bonus money. For every kilowatt-hour of electricity saved during the current period, the registered number of the activity can…
Chen Fa. Miscellaneous Studies
Every encounter is a practice
Chen Fa. Miscellaneous Studies
Every encounter is a practice
Category: Save money battle
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Yilan 3-Day Pass
The long-awaited Yilan exclusive version of TPASS 2.0 will be released and sold on 2025/02/12. Each ticket is priced at NT$299. The ticket can be used immediately after purchase and can be used continuously for 72 hours. You can bring an e-ticket that is not bound to any Tpass plan, that is, EasyCard or All-in-One Card, to the National Highway Bus Ticket Office to bind it to the 3-day ticket plan. This plan covers: New Taipei City-Yilan commuter highway bus, Taiwan Railway (New Taipei City Fengming Temporary Station to Hualien Heping Station) and Yilan County city buses.
Waterproofing
After buying and selling a used house, waterproofing is particularly important, especially in water-logging areas such as rooftop balconies. Although there is a five-year civil law warranty against water leakage, if problems occur, repairs may damage the structure and litigation will be time-consuming. Common waterproofing materials include PU, waterproof blanket and elastic cement, among which elastic cement is cheap and ductile. The cost of hiring workers to carry out the work is high, mainly due to the shift fee and the time cost calculated based on the number of coating layers. If the area is small, you can operate it yourself and save unnecessary expenses.
How to use leverage and cyclical stocks to improve asset allocation efficiency
Business cycle stocks are stocks that change with economic fluctuations and are concentrated in traditional industries such as coal, oil, and steel. It is characterized by low valuation and high volatility, which is suitable for investors with insight into economic cycles to buy at low times and sell at peaks. Compared with ETFs that simply pursue stable returns, cyclical stocks can increase leverage and bring capital gains, but they need to pay attention to the timing of exits to avoid losses caused by a recession. During the investment process, it is crucial to choose a strategy that suits your risk tolerance.
How to use tax-free limits for cash, real estate, stocks and insurance policies to accurately pass on wealth?
Wealth inheritance should make good use of the annual gift tax exemption of NT$2.44 million. Cash gifts are flexible and tax-friendly, making them suitable for helping children buy a home. Real estate gifts need to consider the combined real estate tax and the risk of cost underestimation. It is recommended to increase the holding cost through buying and selling. When donating stocks, attention should be paid to valuation standards, as unlisted stocks are more risky. Policy gifting must ensure that the distribution of interests is in line with family consensus. It is recommended to consult a professional advisor to formulate a personalized plan to balance tax and family needs to ensure the smooth inheritance and appreciation of assets.
profiteering marketing
In the life insurance industry, some advisers may induce policyholders to purchase more insurance than they need, a practice known as profiteering marketing. The real purpose of insurance: It should be to improve life, not to make people work hard. Investments should be made within one's means and planned carefully to avoid the risk of inflation and insufficient claims in the future. With wise insurance choices, you can better protect your future.
Why buy insurance?
"Money" "Protecting the future" After all, do you have money to use if something happens? Then you buy a lot of different types of insurance just to wait for that day in the future. What if nothing happens and everything goes smoothly? So what can you do with the insurance you bought? Wouldn’t it be all in vain? Just for peace of mind! ?
Essential household appliances in northern Taiwan: A guide to purchasing an energy-saving and efficient dehumidifier
The climate in northern Taiwan is humid, especially in winter due to the influence of the northeast monsoon. Dehumidifiers have become a must-have household appliance. When purchasing dehumidifiers, you should give priority to "first-class energy-saving" models, and use government subsidies and shopping festival discounts to reduce electricity bills and purchase costs. For example, choosing a dehumidifier with a capacity of 9 liters is cost-effective, suitable for general room use, and provides continuous drainage function to enhance convenience. Excessive moisture affects health and quality of life. Taking advantage of promotions to upgrade older models is the best time to create a dry and comfortable home.
Make good use of Shopee’s double discount coupons to make your shopping more cost-effective!
If you want to get a good deal when shopping online, using double discount coupons is the key! By combining store discounts with Shopee's full discounts, you can enjoy double discounts and significantly reduce shopping costs with just a little effort to figure out the price difference. This article shares actual cases and teaches you how to save more money, while also benefiting sellers and platforms. Whether you're a buyer or a seller, learn these tips and shopping will not only be cheaper, but also more fun!
A snack cabinet that adds liveliness to your home
Although many people like to have neatly arranged decorations, the snack cabinet really needs to have a sense of randomness. You can open it and reach in to grab a pack and eat it. Only in this way can you have the fun of winning a lottery. After all, life is already so boring. , there always needs to be more occasional fun!
