The Yuanchen Palace (also known as the Soul Palace) is a space that symbolizes inner energy and fortune, and is usually presented in a visual way. Based on your personality, fortune ranking and style preferences, a natural Yuanchen Palace will be drawn for you and an interpretation will be provided. ChatGPT can help you draw your Yuan Chen Palace. Just log in and enter your birthday and preferences, and it will help you create your own inner world.
Deepseek has sparked an AI revolution, the core of which lies in the controversial model distillation technology, which can condense large AI models into small models that can run locally, reduce hardware requirements, and realize decentralized AI. This technology challenges the business model of traditional AI giants and affects the trends of technology stocks and investment markets. As the technology matures, more localized AI will appear in various countries, and Deepseek will become a key detonator to open the door to the democratization of AI.
The core of marketing and topic creation is to create a sense of participation and topicality, rather than simply bragging. Successful marketing requires stimulating consumer discussion through ambiguous language and interactive design, thereby enhancing brand exposure and emotional connection. Traffic is the foundation, but only engaging topics can sustain brand vitality. Marketing trumps the product itself, because no matter how good the product is, if it lacks effective marketing, it will be buried in the market. The key to brand sustainability is to know how to use topicality and customer needs to create a marketing strategy that can last for a long time.
Taiwan's housing prices continue to rise. Although there has been a slight correction due to the impact of the housing crackdown policy, the overall trend is still upward due to long-term inflation and price indices. Housing prices in both north and south are high, and Chiayi City has become a potential choice. Almost the entire city is designated as an urban planning area, and housing prices are affordable. With the development of high-speed rail and the future entry of TSMC, the potential is significant. However, before investing, you need to evaluate demographic, economic and market risks and make prudent decisions.
Business cycle stocks are stocks that change with economic fluctuations and are concentrated in traditional industries such as coal, oil, and steel. It is characterized by low valuation and high volatility, which is suitable for investors with insight into economic cycles to buy at low times and sell at peaks. Compared with ETFs that simply pursue stable returns, cyclical stocks can increase leverage and bring capital gains, but they need to pay attention to the timing of exits to avoid losses caused by a recession. During the investment process, it is crucial to choose a strategy that suits your risk tolerance.
Many ups and downs occurred in 2024. In the face of bad things, I chose to devote my time and energy to learning and successfully obtained dual licenses as an insurance agent and a real estate brokerage salesperson. Although my future plans are not clear, I believe that continuous learning and exploration can make life more interesting. The parallelism and diverse perspectives brought by miscellaneous studies can often inspire unexpected possibilities. I look forward to adding highlights to my life through new skills and experiences in the future, continuing to expand my possibilities and horizons, and welcoming more exciting days.
Wealth inheritance should make good use of the annual gift tax exemption of NT$2.44 million. Cash gifts are flexible and tax-friendly, making them suitable for helping children buy a home. Real estate gifts need to consider the combined real estate tax and the risk of cost underestimation. It is recommended to increase the holding cost through buying and selling. When donating stocks, attention should be paid to valuation standards, as unlisted stocks are more risky. Policy gifting must ensure that the distribution of interests is in line with family consensus. It is recommended to consult a professional advisor to formulate a personalized plan to balance tax and family needs to ensure the smooth inheritance and appreciation of assets.
In the life insurance industry, some advisers may induce policyholders to purchase more insurance than they need, a practice known as profiteering marketing. The real purpose of insurance: It should be to improve life, not to make people work hard. Investments should be made within one's means and planned carefully to avoid the risk of inflation and insufficient claims in the future. With wise insurance choices, you can better protect your future.
"Money" "Protecting the future" After all, do you have money to use if something happens? Then you buy a lot of different types of insurance just to wait for that day in the future. What if nothing happens and everything goes smoothly? So what can you do with the insurance you bought? Wouldn’t it be all in vain? Just for peace of mind! ?
A parent donated RMB 2.44 million to each of his two children. Since each child did not exceed the annual tax exemption, no special declaration of gift tax was made. After verification by the National Taxation Bureau, because the total amount of gifts exceeded 2.44 million yuan, the company was required to pay the excess gift tax of 10%, totaling 244,000 yuan. What exactly is the problem?
