Month: April 2025

Aben tree burial

The weather today is very sunny, just a little windy. Tell Aben that today is a good day. I will help you bury you in the small garden where we often play. After getting up and washing up briefly, he took Ah Ben's urn downstairs and first turned up the Sanskrit Heart Sutra that was played every day on the first floor. Then he walked out of the door, picked up a small shovel, and dug a small hole under each big tree in the small garden.

Tax risks of investment-type insurance policies

The tax risk of investment-type policies depends on the "gains" (withdrawal amount - premiums paid), not whether it exceeds the principal. If there is no profit, there is no tax exemption; if there is a profit, the tax burden is determined by the annual income and the tax exemption amount. The withdrawal amount is tax-free if it is less than 92,000 (2024 standard), but it will be included in the comprehensive income tax declaration (tax rate 5%~40%) if it exceeds. There is no need to worry if the investment is below 1 million. For investments above 2 million, it is recommended to withdraw the funds in installments and make reasonable plans to save taxes. Those who invest more than 5 million should plan their taxes in advance to avoid high tax burdens.

Dreaming of Ah Ben

As if to comfort me in this way, the decision I made that day to take Him home to rest was the best option. At least He could pass away slowly in a safe and familiar home, leaning on me. I don't know why I had such a dream, reliving the scene of farewell again, and it was in the worst hospital, parting in a cold iron cage. It was all so unforgettable.
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