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Q3: Are annuity insurance and pension the same?

Q3: Are annuity insurance and retirement benefits the same? A: Retirement benefits are institutional income that is passively received from the company or government you work for; whereas annuity insurance is an active personal retirement plan. After retirement, you may face risks such as longevity, inflation, and medical expenses. Annuity insurance guarantees a stable source of income and provides more flexible planning and supplements to help you gain more financial autonomy.

Q2: What is the difference between retirement planning and general insurance?

Q2: What is the difference between retirement planning and general insurance? A: In general insurance, it is often said: "Don't be afraid of ten thousand, just be afraid of one!" Retirement planning is not only about risk transfer, but also pays more attention to the stability of long-term cash flow and the flexibility of asset allocation. By using appropriate financial tools, through steady asset accumulation and cash flow management, you can move towards an ideal retirement life step by step.

Q1: Can insurance really help plan for retirement?

Q1: Can insurance really help plan for retirement? A: Life insurance, annuity insurance, participating policies, investment-type insurance products, etc. can help create a stable cash flow, risk transfer and tax optimization. As long as you follow your personal risk assessment, discuss with professional risk control managers, and make good use of different tool combinations, you can easily achieve retirement planning.

Q3: Why is my hair frizzy?

Q3: Why is my hair frizzy? A: Common reasons include excessive dyeing, UV exposure, and lack of moisturizing. As we all know, you can use hair oil and repair conditioner to improve the condition. In fact, hair damage is not just what you know. The most common and often overlooked reason is the temperature of the hair dryer. Common hair dryers do not have a constant temperature function, so the longer you blow, the higher the temperature, causing excessive damage to your hair when you blow dry it every day.

Q2: What is the difference between hair conditioning and hair care?

Q2: What is the difference between conditioner and hair mask? A: It is mainly because of the difference in the molecular size of the two components. Conditioner has larger molecules and only smoothes the surface. Hair mask has smaller molecules and can penetrate deep into the hair core for repair. It is recommended to use it 1-2 times a week. If economic conditions permit, daily care can be directly replaced with hair mask with smaller molecules. The hair quality will be better than going to the hair salon for hair care.
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