A: Pensions are institutional income that is provided passively by the company or government you work for, while annuity insurance is an active investment personal retirement plan.
After retirement, you may face risks such as longevity, inflation, and medical expenses.
Annuity insurance guarantees a stable source of income and provides more flexible planning and supplements to help you gain more financial autonomy.
# Retirement Financial Management Q&A 100 Questions
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