I choose to use online meetings to elegantly engage in insurance business. I don’t rush to sell or put pressure on customers. I first discuss the logic of insurance, allowing them to freely think about whether it is suitable before deciding whether to sign the contract. This not only respects professionalism, but also saves time and effort. Partners who like to learn and pursue quality of life are welcome to join me. Together, we can operate insurance, accumulate trust, and create an ideal retirement life in a non-burning but stable way.
Q2: What is the difference between retirement planning and general insurance? A: In general insurance, it is often said: "Don't be afraid of ten thousand, just be afraid of one!" Retirement planning is not only about risk transfer, but also pays more attention to the stability of long-term cash flow and the flexibility of asset allocation. By using appropriate financial tools, through steady asset accumulation and cash flow management, you can move towards an ideal retirement life step by step.
Q1: Can insurance really help plan for retirement? A: Life insurance, annuity insurance, participating policies, investment-type insurance products, etc. can help create a stable cash flow, risk transfer and tax optimization. As long as you follow your personal risk assessment, discuss with professional risk control managers, and make good use of different tool combinations, you can easily achieve retirement planning.
Q3: Why is my hair frizzy? A: Common reasons include excessive dyeing, UV exposure, and lack of moisturizing. As we all know, you can use hair oil and repair conditioner to improve the condition. In fact, hair damage is not just what you know. The most common and often overlooked reason is the temperature of the hair dryer. Common hair dryers do not have a constant temperature function, so the longer you blow, the higher the temperature, causing excessive damage to your hair when you blow dry it every day.
Q2: What is the difference between conditioner and hair mask? A: It is mainly because of the difference in the molecular size of the two components. Conditioner has larger molecules and only smoothes the surface. Hair mask has smaller molecules and can penetrate deep into the hair core for repair. It is recommended to use it 1-2 times a week. If economic conditions permit, daily care can be directly replaced with hair mask with smaller molecules. The hair quality will be better than going to the hair salon for hair care.
Q1: Will washing your hair every day damage your scalp? A: Not necessarily, it depends on the condition of your scalp. Oily scalps can be washed every day, while dry or sensitive scalps are recommended to be washed every 2-3 days. The key points are whether the pH value of your shampoo is too high and whether you blow dry your scalp immediately after washing your hair.
When you see that the ETF has a stable annual return of 6%, don't rush to open leverage and rush into the market! After deducting the handling fee, interest tax and inflation, the actual amount in your pocket may be less than 5%. If you still use credit investment, the interest rate spread is meager and the risk is doubled, which will make you become a leek swallowed by inflation. It is recommended for beginners to use spare money and make a long-term and stable layout.
Many people say they hate insurance, but what they hate is not insurance, but the feeling of powerlessness in the face of risk itself. Risks are everywhere, so instead of taking them on yourself, it is better to transfer them. Insurance is the most practical risk transfer tool. I don’t force anyone to buy insurance, but you should at least think seriously: when risks come, have you thought about how to deal with them?
Many people mistakenly believe that investment-type insurance policies are very risky. In fact, their risks can be freely adjusted according to personal attributes, and they also have protection functions. With a stable target and a long-term holding strategy, you can not only accumulate assets, but also withdraw them flexibly and use them flexibly. With the help of a dedicated person to adjust, you can plan your life with more peace of mind.
Most people cannot save money because of psychological barriers, including difficulty in delaying gratification, abstract goals, financial anxiety, etc., which make people feel that saving money is like continuous bleeding and despair. If you can design a system that "makes you happier the more you save money", such as giving yourself interest rewards regularly, you can make saving money easy and natural, and start the rich mode of making money from money.
