{"id":9609,"date":"2025-02-23T23:27:07","date_gmt":"2025-02-23T15:27:07","guid":{"rendered":"https:\/\/doolounge.com\/tax-free-investment\/"},"modified":"2025-03-15T00:01:13","modified_gmt":"2025-03-14T16:01:13","slug":"tax-free-investment","status":"publish","type":"post","link":"https:\/\/doolounge.com\/ko\/tax-free-investment\/","title":{"rendered":"\ud22c\uc790\ud615 \ubcf4\ud5d8\uc740 \ube44\uacfc\uc138\uc778\uac00\uc694?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<span class=\"embed-youtube\" style=\"text-align:center; display: block;\"><iframe loading=\"lazy\" class=\"youtube-player\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/_rlFJTaBdJw?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=ko-KR&#038;autohide=2&#038;wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox\"><\/iframe><\/span>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc14\uc05c \uc0ac\ub78c\uc774\uace0 \uc5ec\uc720 \uc790\uae08\uc744 \uc8fc\uc2dd ETF\uc5d0 \ud22c\uc790\ud558\ub294 \ub370 \uc790\uc8fc \uc0ac\uc6a9\ud55c\ub2e4\uba74, \uc8fc\ubcc0 \ubcf4\ud5d8 \uc5d0\uc774\uc804\ud2b8\uac00 &quot;\ub300\uc2e0 \ub098\ud55c\ud14c \ud22c\uc790 \ubcf4\ud5d8\uc744 \uc0ac\ub294 \uac8c \uc5b4\ub54c? \uc801\uc5b4\ub3c4 \uc138\uae08\uc740 \ud53c\ud560 \uc218 \uc788\uc9c0.&quot;\ub77c\uace0 \ub9d0\ud558\ub294 \uac83\uc744 \uc790\uc8fc \ub4e4\uc5c8\uc744 \uac83\uc785\ub2c8\ub2e4.<br><br>\ud558\uc9c0\ub9cc \ubcf4\ud5d8\uc0ac \uc9c1\uc6d0\uc774 \ub9d0\ud588\ub4ef\uc774, \ud22c\uc790\ud615 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uba74 \uc138\uae08\uc774 \uc804\ud600 \uc548 \ub098\uc694?<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-576x1024.jpg\" alt=\"\" class=\"wp-image-9608\" srcset=\"https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-576x1024.jpg 576w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-169x300.jpg 169w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-768x1365.jpg 768w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-864x1536.jpg 864w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-7x12.jpg 7w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330.jpg 1013w\" sizes=\"auto, (max-width: 576px) 100vw, 576px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud22c\uc790\ud615 \ubcf4\ud5d8\uc758 \uc138\ubb34 \ucc98\ub9ac \ubc29\uc2dd\uc740 \uc77c\ubc18 \uc8fc\uc2dd\uc774\ub098 ETF\uc640 \ud655\uc2e4\ud788 \ub2e4\ub974\uc9c0\ub9cc, \uc644\uc804\ud788 \ube44\uacfc\uc138\ub294 \uc544\ub2d9\ub2c8\ub2e4. \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4.<br><br>1. \uc815\ucc45 \ub0b4 \ud22c\uc790 \uc99d\uac00:<br><br>\ud22c\uc790\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc758 \uacbd\uc6b0, \ubcf4\ud5d8 \uacc4\uc88c \ub0b4 \uae30\uae08 \uc6b4\uc601\uacfc \uad00\ub828\ub41c \uac00\uce58 \uc0c1\uc2b9 \uae30\uac04 \ub3d9\uc548\uc5d0\ub294 \uc790\uc0b0\uc5d0 \ub300\ud574 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br><br>\ubc30\ub2f9\uae08\uc744 \ubcf4\ud5d8\uc5d0 \uc720\uc9c0\ud558\uace0 \uccad\uad6c\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0, \ubc30\ub2f9\uae08\uc5d0 \ub300\ud55c \uc138\uae08\uc740 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br><br>2. \ud574\uc9c0 \ub610\ub294 \ubd80\ubd84 \ucca0\ud68c:<br><br>\uacc4\uc57d\uc744 \ud574\uc9c0\ud558\uac70\ub098 \uc77c\ubd80 \uc778\ucd9c\uc744 \ud558\uace0 \uc778\ucd9c \uae08\uc561\uc774 \uc9c0\ubd88\ud55c \ubcf4\ud5d8\ub8cc\ub97c \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0, \ucd08\uacfc \uae08\uc561\uc740 &quot;\uc774\uc775&quot;\uc73c\ub85c \uac04\uc8fc\ub418\uc5b4 \uac1c\uc778 \uc885\ud569\uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c\uc5d0 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<br><br>\uc77c\ubc18\uc801\uc73c\ub85c \ucd08\uacfc \uae08\uc561\uc740 \uac1c\uc778\uc758 \uc885\ud569\uc18c\ub4dd\uc138\uc728 \ubc94\uc704\uc5d0 \ub530\ub77c 6%\uc5d0\uc11c 40%\uae4c\uc9c0\uc758 \uc138\uc728\ub85c \uacfc\uc138\ub429\ub2c8\ub2e4.<br><br>3. \uc0ac\ub9dd \uccad\uad6c:<br><br>\ud22c\uc790\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc758 \uc0ac\ub9dd\ubcf4\ud5d8\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uacfc\uc138\ub418\uc9c0 \uc54a\uc9c0\ub9cc, \ucd1d \uc7ac\uc0b0\uc774 \ube44\uacfc\uc138 \uae08\uc561\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0 \uc5ec\uc804\ud788 \uc7ac\uc0b0\uc138\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4.<br><br>4. ETF \ubc30\ub2f9\uae08\uc5d0 \ub300\ud55c \uacfc\uc138\uc758 \ucc28\uc774\uc810:<br><br>\ub300\ub9cc \uc8fc\uc2dd ETF\ub97c \uc9c1\uc811 \ubcf4\uc720\ud558\ub294 \uacbd\uc6b0, \ubc1b\ub294 \ubc30\ub2f9\uae08\uc740 \ubc30\ub2f9 \uc18c\ub4dd\uc73c\ub85c \uac04\uc8fc\ub418\uba70 \uac1c\uc778 \uc885\ud569 \uc18c\ub4dd\uc138\uc5d0 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. 28% \ub610\ub294 30% \uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<br><br>\ud22c\uc790 \uc815\ucc45\uc744 \ud1b5\ud574 ETF\uc5d0 \uac04\uc811\uc801\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uacbd\uc6b0, \ubc30\ub2f9\uae08\uc740 \uc815\ucc45 \ubcf4\uc720\uc790\uc5d0\uac8c \uc9c1\uc811 \uc9c0\uae09\ub418\uc9c0 \uc54a\uace0, \uc815\ucc45\uc5d0 \ub530\ub77c \uc774\uc6d4\ub418\ubbc0\ub85c \uc989\uc2dc \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br><br>\ub530\ub77c\uc11c \ud22c\uc790\ud615 \ubcf4\ud5d8\uc740 \uc644\uc804\ud788 \ube44\uacfc\uc138\ub418\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uacc4\uc57d\uc774 \ud574\uc9c0\ub418\uac70\ub098 \ubcf4\ud5d8\uc774 \ud574\uc9c0\ub420 \ub54c\uae4c\uc9c0 \uc138\uae08 \ubd80\ub2f4\uc774 \uc5f0\uae30\ub429\ub2c8\ub2e4.<br><br>\ubaa9\uc801\uc774 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uac00\ub77c\uba74 \uc138\uae08 \uc5f0\uae30 \ud6a8\uacfc\uac00 \uc788\uc9c0\ub9cc, \uc778\ucd9c\uc774 \uc790\uc8fc \uc774\ub8e8\uc5b4\uc9c0\uac70\ub098 \uacc4\uc57d\uc774 \uc885\ub8cc\ub418\ub294 \uacbd\uc6b0 \uc5ec\uc804\ud788 \uc138\uae08 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<br><br>\uc138\uae08\uc744 \ud53c\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c\ub294 \ud22c\uc790 \ub4f1\uae09\uacfc \uad00\ub828\ub41c \uc774\uc288\uac00 \uc788\uace0, \ud22c\uc790\ud615 \ubcf4\ud5d8\uc774 \uc9c4\uc815\uc73c\ub85c \uc138\uae08\uc774 \uba74\uc81c\ub418\ub3c4\ub85d \uc218\uc775\uc744 \uc778\ucd9c\ud558\ub294 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub098\uc911\uc5d0 \ucc9c\ucc9c\ud788 \uacf5\uc720\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<span class=\"embed-youtube\" style=\"text-align:center; display: block;\"><iframe loading=\"lazy\" class=\"youtube-player\" width=\"1290\" height=\"726\" src=\"https:\/\/www.youtube.com\/embed\/M9vHGrlsrBA?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=ko-KR&#038;autohide=2&#038;wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox\"><\/iframe><\/span>\n<\/div><\/figure>","protected":false},"excerpt":{"rendered":"<p>\ud22c\uc790\ud615 \ubcf4\ud5d8\uc740 \uc644\uc804\ud788 \ube44\uacfc\uc138\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc \uc138\uae08 \uc5f0\uae30\uc758 \uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf4\ud5d8\uc758 \ub0b4\ubd80 \uc6b4\uc6a9 \uae30\uac04 \ub3d9\uc548 \uc790\uc0b0 \uc99d\uac00\uc640 \ubc30\ub2f9\uae08\uc5d0\ub294 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc9c0\ub9cc, \ubcf4\ud5d8\uc774 \ud574\uc9c0\ub418\uac70\ub098 \ubd80\ubd84\uc801\uc73c\ub85c \ucca0\ud68c\ub418\ub294 \uacbd\uc6b0, \ub0a9\ubd80\ud55c \ubcf4\ud5d8\ub8cc\ub97c \ucd08\uacfc\ud558\ub294 \uc774\uc775\uc740 \uac1c\uc778 \ud3ec\uad04\uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c\uc5d0 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\ub9dd\uae09\uc5ec\uae08\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ube44\uacfc\uc138\uc774\uc9c0\ub9cc, \uc7ac\uc0b0\uc774 \ube44\uacfc\uc138 \uae08\uc561\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0 \uc5ec\uc804\ud788 \uc7ac\uc0b0\uc138\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/p>\n<p>ETF\ub97c \uc9c1\uc811 \ubcf4\uc720\ud558\ub294 \uac83\uacfc \ube44\uad50\ud588\uc744 \ub54c, \ud22c\uc790 \uc815\ucc45\uc740 \uc138\uae08 \ub0a9\ubd80\ub97c \uc5f0\uae30\ud560 \uc218 \uc788\uc73c\uba70 \uc7a5\uae30 \uc790\uc0b0 \ubc30\ubd84\uc5d0 \uc801\ud569\ud558\uc9c0\ub9cc, \uc7a6\uc740 \uc778\ucd9c\uc5d0\ub294 \uc5ec\uc804\ud788 \uc138\uae08 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>","protected":false},"author":2,"featured_media":9608,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"activitypub_content_warning":null,"activitypub_content_visibility":"","activitypub_max_image_attachments":4,"activitypub_interaction_policy_quote":"anyone","activitypub_status":"federated","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false,"beyondwords_generate_audio":"","beyondwords_project_id":"","beyondwords_content_id":"","beyondwords_player_style":"","beyondwords_language_id":"","beyondwords_title_voice_id":"","beyondwords_body_voice_id":"","beyondwords_summary_voice_id":"","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"categories":[70,860,817],"tags":[861,776,849,820],"class_list":["post-9609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-savemoney","category-insurance","category-money","tag-861","tag-776","tag-849","tag-820"],"blocksy_meta":[],"featured_image_urls":{"full":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330.jpg",1013,1800,false],"thumbnail":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-150x150.jpg",150,150,true],"medium":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-169x300.jpg",169,300,true],"medium_large":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-768x1365.jpg",768,1365,true],"large":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-576x1024.jpg",576,1024,true],"1536x1536":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-864x1536.jpg",864,1536,true],"2048x2048":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330.jpg",1013,1800,false],"trp-custom-language-flag":["https:\/\/doolounge.com\/wp-content\/uploads\/2025\/02\/fb_img_17403243104361826788189117676330-7x12.jpg",7,12,true]},"post_excerpt_stackable":"<p>\u6295\u8cc7\u578b\u4fdd\u96aa\u4e26\u975e\u5b8c\u5168\u514d\u7a05\uff0c\u800c\u662f\u4eab\u6709\u7a05\u52d9\u905e\u5ef6\u7684\u512a\u52e2\u3002<\/p>\n<p>\u5728\u4fdd\u55ae\u5167\u90e8\u904b\u4f5c\u671f\u9593\uff0c\u8cc7\u7522\u589e\u503c\u8207\u914d\u606f\u4e0d\u8ab2\u7a05\uff0c\u4f46\u82e5\u89e3\u7d04\u6216\u90e8\u5206\u63d0\u9818\uff0c\u8d85\u904e\u5df2\u7e73\u4fdd\u8cbb\u7684\u5229\u5f97\u9700\u7d0d\u5165\u500b\u4eba\u7d9c\u5408\u6240\u5f97\u7a05\u7533\u5831\u3002<\/p>\n<p>\u8eab\u6545\u4fdd\u96aa\u91d1\u901a\u5e38\u514d\u7a05\uff0c\u4f46\u82e5\u907a\u7522\u8d85\u904e\u514d\u7a05\u984d\uff0c\u4ecd\u7d0d\u5165\u907a\u7522\u7a05\u7bc4\u7587\u3002<\/p>\n<p>\u8207\u76f4\u63a5\u6301\u6709 ETF \u76f8\u6bd4\uff0c\u6295\u8cc7\u578b\u4fdd\u55ae\u53ef\u5ef6\u5f8c\u8ab2\u7a05\uff0c\u9069\u5408\u9577\u671f\u8cc7\u7522\u914d\u7f6e\uff0c\u4f46\u983b\u7e41\u63d0\u9818\u4ecd\u6709\u7a05\u52d9\u6210\u672c\u3002<\/p>\n","category_list":"<a href=\"https:\/\/doolounge.com\/ko\/category\/geek\/savemoney\/\" rel=\"category tag\">\u7701\u9322\u5927\u4f5c\u6230<\/a>, <a href=\"https:\/\/doolounge.com\/ko\/category\/insurance\/\" rel=\"category tag\">\u4fdd\u96aa<\/a>, <a href=\"https:\/\/doolounge.com\/ko\/category\/money\/\" rel=\"category tag\">\u8ca1\u7d93<\/a>","author_info":{"name":"\u9673\u6cd5","url":"https:\/\/doolounge.com\/ko\/author\/doolounge\/"},"comments_num":"0 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