{"id":9044,"date":"2024-08-03T19:51:03","date_gmt":"2024-08-03T11:51:03","guid":{"rendered":"http:\/\/doolounge.com\/loan-trip\/"},"modified":"2024-08-06T00:18:53","modified_gmt":"2024-08-05T16:18:53","slug":"loan-trip","status":"publish","type":"post","link":"https:\/\/doolounge.com\/ko\/loan-trip\/","title":{"rendered":"\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 &#039;\uc720\uc608\uae30\uac04&#039;\uc5d0 \ub300\ud55c \uae30\ubcf8\uc801\uc778 \uc624\ud574\uac00 \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc7ac\ub09c\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4."},"content":{"rendered":"<p class=\"wp-block-paragraph\">\ucd5c\uadfc\uc5d0\ub294 \ubd80\ub3d9\uc0b0\uc5d0 \uad00\ub828\ub41c \uae00\uc744 \ub9ce\uc774 \uc368\uc11c \uc2e4\uc81c\ub85c \uc9d1\uc744 \uad6c\ud558\uc2e4 \ub54c \ubd80\ub2f4\uc744 \ub35c\uace0, \uc27d\uac8c \ub3c8\uc744 \uac1a\uace0 \ud3b8\uc548\ud55c \uc0b6\uc744 \uc0b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/><br \/>\ub098\uc911\uc5d0 \uc791\uc131\ub41c \ub2e4\uc591\ud55c \uae08\ub9ac\uc640 \ub2e4\uc591\ud55c \uad8c\ub9ac \uc2e0\uccad\uc740 \uc2e4\uc81c\ub85c \ub108\ubb34 \uc2ec\uce35\uc801\uc774\uc5b4\uc11c \uc2dc\uc7a5 \uc9c4\uc785\uc744 \uc2dc\uc791\ud558\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ub4e4\uc740 \uadf8\uac83\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<br \/><br \/>\ucd5c\uadfc \ucc44\ud305\uc5d0\uc11c \ub098\ub294 \uac00\uc7a5 \uae30\ubcf8\uc801\uc778 \uac1c\ub150\uc870\ucc28 \uc544\ub294 \uc0ac\ub78c\uc774 \uc5c6\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc774 \uc80a\uc740\uc774\ub4e4\uc758 \uc0c8\ub85c\uc6b4 \uccad\uc548 \ub300\ucd9c\uc744 \uae30\ub2e4\ub9ac\uace0 &quot;\uc720\uc608 \uae30\uac04&quot; \ud6c4\uc5d0 \ucc38\uc218 \uc0ac\uac74\uc774 \uc77c\uc5b4\ub0a0 \uac83\uc774\ub77c\uace0 \ub18d\ub2f4\uc744 \ud55c \uac83\ub3c4 \ub2f9\uc5f0\ud569\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c \ub4e4\uc5b4\uac00\uc11c \uc2dc\uc7a5\uc744 \uc7a5\uc545\ud558\uc138\uc694.<br \/><br \/>\uc9d1\uc744 \uad6c\uc785\ud55c \ud6c4 \uc740\ud589\uc5d0 \ubaa8\uae30\uc9c0 \uc2e0\uccad\uc744 \uc900\ube44\ud560 \ub54c &#039;\uc720\uc608\uae30\uac04&#039;, &#039;\uc0c1\ud658\uae30\uac04 \uc5f0\uc7a5&#039;\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \ub4e4\uc5b4\ubcf4\uc168\uc744 \ud150\ub370\uc694. \ud558\uc9c0\ub9cc \uc774 \ub450 \uac00\uc9c0\uc758 \uae30\ubcf8 \uac1c\ub150\uc744 \uc798 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4.<br \/><br \/>\uc6b0\uc5f0\ud788 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc5c5\uc790\uc5d0\uac8c \uc5ec\ub7ec \uac00\uc9c0 \ubb3c\uac74\uc774 \uc544\uc8fc \uc2f8\ub2e4\uace0 \uc138\ub1cc\ub97c \ub2f9\ud588\uc9c0\ub9cc, \ub300\ucd9c\uae08\uc744 \uac1a\uc744 \uc790\uc2e0\uc758 \ub2a5\ub825\uc744 \ud3c9\uac00\ud558\uc9c0 \uc54a\uace0 \uc2e0\uc774 \ub098\uc790\ub9c8\uc790 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0 \ub6f0\uc5b4\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. 5\ub144 \uc548\uc5d0 \ub3c8\uc744 \ub9ce\uc774 \ubc8c\uba74 \uc815\ub9d0 \uc704\ud5d8\ud574\uc694.<br \/><br \/>\ub098\ub294 \uac00\uc7a5 \uc27d\uac8c \uc774\uc57c\uae30\ud560 \uc218 \uc788\ub294 \uc774 \ub450 \uac00\uc9c0 &quot;\ubaa8\uae30\uc9c0&quot; \uac1c\ub150\uc744 \ubc14\ud0d5\uc73c\ub85c \ubaa8\ub4e0 \uc0ac\uc2e4\uc744 \uba85\ud655\ud788 \ud558\uace0 \ubaa8\ub4e0 \uc0ac\ub78c\uc5d0\uac8c \ub370\uc774\ud130\ub97c \uc81c\uc2dc\ud560 \uac83\uc785\ub2c8\ub2e4.<br \/><br \/>\ubaa8\uae30\uc9c0 \uc720\uc608\uae30\uac04 : \ud574\ub2f9 \uae30\uac04 \ub3d9\uc548 \uc774\uc790\ub97c \uba3c\uc800 \uac1a\uc73c\uc2dc\uba74 \ub429\ub2c8\ub2e4.<br \/><br \/>\uc8fc\ud0dd \uc735\uc790\ub97c \uc2e0\uccad\ud560 \ub54c \ud2b9\uc815 \uae30\uac04(\ubcf4\ud1b5 3\ub144) \ub0b4\uc5d0 \uc0c1\ud658 \uae08\uc561\uc744 &#039;\uc720\uc608&#039;\ud558\ub3c4\ub85d \uc120\ud0dd\ud560 \uc218 \uc788\uc9c0\ub9cc Xinqingan\uc5d0\uc11c\ub294 \uc774\ub97c 5\ub144\uae4c\uc9c0 \uc5f0\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/><br \/>\uc989, \uc774 \uae30\uac04 \ub3d9\uc548\uc5d0\ub294 \uc774\uc790\ub9cc \uba3c\uc800 \uac1a\uc73c\uba74 \ub418\uace0, \uc720\uc608\uae30\uac04\uc774 \uc9c0\ub098\uba74 \uc6d0\uae08\uacfc \uc774\uc790\ub97c \uade0\ub4f1\ud558\uac8c \uac1a\uc544\uc8fc\ub294 \uac83\uc774 \ubc14\ub85c &#039;\uc6d0\uae08\uc744 \uac1a\uc9c0 \uc54a\uace0 \uc774\uc790\ub97c \uac1a\ub294 \uac83&#039;\uc774\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \ucc98\uc74c \uc9d1\uc744 \uad6c\uc785\ud560 \ub54c \ub300\ucd9c\uae08\uc744 \uc9c0\ubd88\ud558\ub294 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/><br \/>\uc608\ub97c \ub4e4\uc5b4 \uc2e0\uce6d\uc548(Xinqing&#039;an)\uc758 \uacbd\uc6b0 \ub2f4\ubcf4\ub300\ucd9c\uc774 1000\ub9cc \uc704\uc548 \uc804\uc561 \ub300\ucd9c\uc778 \uacbd\uc6b0 \ucc98\uc74c 2\ub144 \ub3d9\uc548\uc758 \ucd5c\uace0 \uc5f0\uac04 \uc774\uc790\uc728\uc740 1.775%\uc774\uba70, \uc0c1\ud658 \uae30\uac04\uc744 40\ub144\uc73c\ub85c \ub098\ub204\uace0 5- 1\ub144 \ubaa8\uae30\uc9c0 \uc720\uc608 \uae30\uac04, \ucc98\uc74c 2\ub144\uc740 &quot;1000\u00d71.775%\u00bc12=1.4791&quot;\uc774\ubbc0\ub85c \ud560\uc778 \uccab 2\ub144 \ub3d9\uc548 \uc6d4 15,000\uc704\uc548 \ubbf8\ub9cc\uc758 \uc774\uc790\ub97c \uc9c0\ubd88\ud558\uba74 \ub429\ub2c8\ub2e4.<br \/><br \/>3\ub144\ucc28\uc5d0 2.275%\ub85c\uc758 \ubcc0\uacbd\uc740 &quot;1000\u00d72.275%\u00b112=1.8958&quot;\uacfc \ub3d9\uc77c\ud558\uac8c \uacc4\uc0b0\ub429\ub2c8\ub2e4. 3\ub144\ucc28\ubd80\ud130 \uc2dc\uc791\ub418\ub294 \uc774\uc790\ub294 \uc6d0\uae08\uc774 \uc2dc\uc791\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \uc57d 19,000\uc704\uc548\uc785\ub2c8\ub2e4. \uc0c1\ud658\ud558\uba74 \uc720\uc608\uae30\uac04\uae4c\uc9c0 \uacc4\uc18d\ub418\uba70, 5\ub144\uc774 \uc9c0\ub098\uba74 \ub9e4\ub2ec 20,000\uc704\uc548 \ubbf8\ub9cc\uc758 \uc774\uc790\ub97c \uc9c0\ubd88\ud558\uba74 \ub429\ub2c8\ub2e4.<br \/><br \/>\ubc16\uc5d0\uc11c \uc9d1\uc744 \ube4c\ub9ac\ub294 \uac83\uacfc \ube44\uc6a9\uc774 \uac70\uc758 \ube44\uc2b7\ud55c \uac83 \uac19\uc544\uc694! \uadf8\ub798\uc11c \uad6c\uc785\ud558\uae30 \uc704\ud574 \uacc4\uc57d\uae08\uc744 \uc62c\ub9ac\ub294 \uac83\uc774 \uc815\ub9d0 \uc88b\uc740 \uac83 \uac19\uc9c0\ub9cc \uadf8 \ub4a4\uc5d0 \uc6d0\uae08\ub3c4 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc78a\uc5b4 \ubc84\ub838\uc2b5\ub2c8\ub2e4. \ube4c\ub9b0 \ucc9c\ub9cc \ub2ec\ub7ec\ub97c \uc9c0\ubd88\ud558\uc9c0\ub3c4 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<br \/><br \/>\uc6d0\uae08\uc0c1\ud658\uc740 \uc7a5\uae30\uc0c1\uac01\uc73c\ub85c \ucd5c\ub300\uae30\uac04\uc740 40\ub144 &quot;1000\u00bc40\u03c012=2.0833&quot;\uc73c\ub85c \uc6d4 \uc6d0\uae08\uc0c1\ud658\uc561\uc740 \uc57d 21,000\uc704\uc548\uc774\ub2e4.<br \/><br \/>\ub450 \uae08\uc561 \ubaa8\ub450 \uad1c\ucc2e\uc740 \uac83 \uac19\uc9c0\ub9cc, \uc720\uc608 \uae30\uac04\uc774 \uc9c0\ub098\uba74 \ub450 \uae08\uc561\uc744 \ud569\uc0b0\ud55c \uae08\uc561\uc774 \uc62c\ubc14\ub978 \uae08\uc561\uc774 \ub41c\ub2e4\ub294 \uc810\uc744 \uc78a\uc9c0 \ub9c8\uc138\uc694.<br \/><br \/>\uc0c1\ud658\uae30\uac04 \uc5f0\uc7a5 : \ub300\ucd9c \uc0c1\ud658\uae30\uac04 \uc5f0\uc7a5<br \/><br \/>\uc77c\ubc18 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc758 \ucd5c\ub300 \uae30\uac04\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 30\ub144\uc785\ub2c8\ub2e4. \uc740\ud589\uacfc \ud2b9\ubcc4\ud55c \ud611\uc758\uac00 \uc5c6\uc73c\uba74 Xinqingan\ub9cc\uc774 \uc870\uac74 \uc5c6\uc774 40\ub144\uae4c\uc9c0 \uc5f0\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/><br \/>\uc55e\uc11c \uc720\uc608 \uae30\uac04 \ubb38\uc81c\uc5d0 \ub300\ud574 \uc5b8\uae09\ud588\ub294\ub370, \uc5ec\uae30\uc11c \uac00\uc7a5 \ud754\ud788 \uc624\ud574\ud558\ub294 \uac83\uc740 \uc720\uc608 \uae30\uac04\uc774 \ucd94\uac00 \uc2dc\uac04\uc774\uace0 \ucd94\uac00\ub41c \uac83\uc77c \ubfd0\uc774\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\uc870\ucc28\ub3c4 \ub9e4\uc6b0 \uc704\ud5d8\ud55c \uc0dd\uac01\uc774\ub2e4.<br \/><br \/>40\ub144 \uc5f0\uc7a5 \ud6c4 5\ub144 \uc720\uc608\uae30\uac04\uc744 \uc608\ub85c \ub4e4\uc790\uba74, 5\ub144 \uc720\uc608\uae30\uac04\uc744 \uc0ac\uc6a9\ud558\uba74 \ub2f9\uc5f0\ud788 \uc5f0\uc7a5\uae30\uac04\uc740 45\ub144\uc774 \uc544\ub2c8\ub77c 35\ub144\uc774 \ub429\ub2c8\ub2e4.<br \/><br \/>\uadf8\ub7ec\uba74 \uc5f0\uc218\uac00 \uc9e7\uc544\uc84c\uae30 \ub54c\ubb38\uc5d0 \uc6d0\uae08 \uc0c1\ud658\uc561\ub3c4 \uc774\ub54c\uc5d0\ub294 &quot;1000 \u00b2 35 12 = 2.3809&quot;\uac00 \ub418\uc5b4 \uc6d0\ub798 \uae08\uc561\ubcf4\ub2e4 \uac70\uc758 \ub192\uc544\uc9d1\ub2c8\ub2e4. \uc9c0\ubd88\uae08 3\ucc9c\uc704\uc548.<br \/><br \/>\uadf8\ub7ec\uba74 6\ub144\ucc28\uc5d0\ub294 \uc774\uc790+\uc6d0\uae08 \uc0c1\ud658\uc561\uc774 \ub418\ub294\ub370, \uc774\ub294 &quot;18,958+23,809=42,767&quot;\uc785\ub2c8\ub2e4. 6\ub144\ucc28 \uc774\ud6c4 \ub9e4\ub2ec \uc740\ud589\uc5d0 \uac1a\uc544\uc57c \ud558\ub294 \ub3c8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d0\uae08\uc0c1\ud658\uc774 \uc2dc\uc791\ub418\uc5c8\uc73c\ubbc0\ub85c 6\ub144\uc9f8\ubd80\ud130\ub294 \uc774\uc790\uac00 \ub9e4\uc6d4 \uac10\uc18c\ud558\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4.<br><br>\uc81c\uac00 \ub9d0\ud558\ub294 \uac83\uc740 \uc774\uc790\ub97c \ucd5c\uc18c\ud654\ud558\ub294 &#039;\ud3c9\uade0 \uc6d0\uae08 \ubc0f \uc774\uc790 \uc0c1\uac01&#039; \ubaa8\ub378\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774\uc790\ub294 \uc544\uc9c1 520,000\uc704\uc548 \uc815\ub3c4 \uc801\uc2b5\ub2c8\ub2e4.<br><br>\uadf8\ub7ec\ub2c8 \ud55c \ub2ec\uc5d0 30,000~40,000\uc704\uc548\ub9cc \ubc8c\uba74 \uba38\ub9ac\uac00 \ub728\uac70\uc6cc\uc9c8 \ub54c \uc11c\ub450\ub974\uc9c0 \ub9c8\uc138\uc694! \uc9d1\uc744 \uc0ac\uae30 \uc704\ud574 \ub3c8\uc744 \ube4c\ub9ac\uae30 \uc804\uc5d0 \uc2e4\uc81c\ub85c \uc6d4 4\ub9cc \ub2ec\ub7ec \uc774\uc0c1\uc744 \uc9c0\ubd88\ud560 \uc218 \uc788\ub294\uc9c0 \uc790\uc138\ud788 \ud3c9\uac00\ud574\uc57c \ud569\ub2c8\ub2e4.<br><br>\uadf8\ub7ec\ub2e4\uac00 \uc9d1\uc744 \uad6c\uc785\ud55c \ud6c4\uc5d0\ub3c4 5\uc6d4 \uc8fc\ud0dd\uc138\uc640 11\uc6d4 \ud1a0\uc9c0\uc138\ub97c \ubaa8\ub450 \ub0a9\ubd80\ud574\uc57c \ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubaa8\ub450\uac00 \uc78a\uc5b4\ubc84\ub9bd\ub2c8\ub2e4. \ub458 \ub2e4 \uc790\uac00\uc6a9\uc778 \uacbd\uc6b0 \uac00\uaca9\uc740 \ud574\ub2f9 \uc8fc\ud0dd\uc758 \ud604\uc7ac \ud3c9\uac00 \uac00\uaca9\uc778 1.2 %\uc774\uace0 \uac01\uac01 2\u2030.<br><br>\ub530\ub77c\uc11c \uc9d1\uc744 \uad6c\uc785\ud560 \ub54c\uc5d0\ub294 \uc740\ud589 \ub300\ucd9c\uae08\uc744 \ub0a9\ubd80\ud574\uc57c \ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc815\ubd80\uc5d0 \uac01\uc885 \uc138\uae08\uacfc \uc8fc\ud0dd\ubcf4\ud5d8\uae08\uc744 \ub0a9\ubd80\ud574\uc57c \ud569\ub2c8\ub2e4.<br><br>5\ub144 \uc720\uc608\uae30\uac04 \uc9c0\ub098\uba74 \ubc14\ub85c \ud314\uc544\ub3c4 \ub41c\ub2e4\uace0 \ud588\uc8e0?<br>\ud558\uc9c0\ub9cc \uc88b\uc740 \uac00\uaca9\uc5d0 \ud314 \uc218 \uc788\uc73c\ub824\uba74 \uc6d0\ub798 \uc704\uce58\uac00 \uc88b\uc544\uc57c \ud569\ub2c8\ub2e4.<br><br>\uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uc7ac\uc735\uc790\ub97c \ud558\uace0 \uc720\uc608 \uae30\uac04\uc744 \ub2e4\uc2dc \uacc4\uc0b0\ud558\uaca0\ub2e4\uace0 \ud588\uc8e0?<br>\uc544\uc9c1 \uc6d0\uae08 \uc0c1\ud658\uc744 \uc2dc\uc791\ud558\uc9c0 \uc54a\uc73c\uc168\uae30 \ub54c\ubb38\uc5d0 \uae30\ubcf8\uc801\uc73c\ub85c \ucc28\ud658 \ubc0f \ub300\ucd9c \uc7ac\uc870\uc815\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<br><br>\uc704\uc758 \uae30\ubcf8 \uac1c\ub150\uc744 \uba3c\uc800 \uba85\ud655\ud788 \ud558\uc2e0 \ud6c4, \uaf2d \uc9d1\uc744 \uc0ac\uc57c \ud558\ub294\uc9c0 \uc798 \uc0dd\uac01\ud574 \ubcf4\uc2dc\uace0, \uc9d1\uc744 \uc5b4\ub514\uc11c \uc0ac\uc2dc\ub294\uc9c0\ub3c4 \uc88b\uc740 \uc9c8\ubb38\uc785\ub2c8\ub2e4!<br><br>\uadf8\ub9ac\uace0 \uc9d1\uc744 \uad6c\uc785\ud558\uc2e0 \ud6c4\uc5d0\ub294 \uc7a5\uc2dd \ube44\uc6a9\uc774 \ub530\ub85c \uc788\ub2e4\ub294 \uc810\uc744 \uc78a\uc9c0 \ub9c8\uc138\uc694. \uac00\uaca9\uc740 \uc0ac\ub78c\ub9c8\ub2e4 \ub2e4\ub97c \uc218 \uc788\uc9c0\ub9cc \uae30\ubcf8\uc801\uc73c\ub85c \ub2e8\uc9c0 \uc801\uc740 \ub3c8\uc774 \ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<br><br>\uae08\ub9ac\uac00 \uc800\ub834\ud55c \ud558\ub77d\uc138 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc5d0 \ub300\ud574\uc11c\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uc77c\ubc18 \ub300\uc911\uc774 \uc811\uadfc\ud558\uae30 \uc5b4\ub824\uc6b4 \ub610 \ub2e4\ub978 \uc720\ud615\uc774\uace0, \uc774\ub97c \ub3c4\uc640\uc904 \uc740\ud589\uc774 \uac70\uc758 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ub354 \uc774\uc0c1 \uc18c\uac1c\ud558\uc9c0 \uc54a\uaca0\uc2b5\ub2c8\ub2e4.<br><br># \uc2e0\uce6d\uc548 # \uc8fc\ud0dd \uc735\uc790 # \ub300\ucd9c # \uc624\ud574 # \ubd80\ub3d9\uc0b0 # \ubd80\ub3d9\uc0b0 \uc911\uac1c # \uc0c1\ud658 # \uc555\ub825 # \uc774\uc790\uc728 # \uc774\uc790 # \uc6d0\uae08 # \uc720\uc608 \uae30\uac04 # \uc5f0\uc7a5 # \uc5f0\ub3c4 # \ub300\ucd9c # \uc8fc\ud0dd\uc138 # \uc9c0\uac00\uc138 # \uacc4\uc57d\uae08 # \uc815\uc9c0 # \uad8c\ub9ac # \uc8fc\ud0dd \uc2dc\uc7a5 # \uc704\ud5d8 # \uae30\ubcf8 # \uac1c\ub150 # \ud22c\uc790 # 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