{"id":8878,"date":"2024-07-21T15:28:08","date_gmt":"2024-07-21T07:28:08","guid":{"rendered":"http:\/\/doolounge.com\/home-loan\/"},"modified":"2024-08-02T09:36:08","modified_gmt":"2024-08-02T01:36:08","slug":"home-loan","status":"publish","type":"post","link":"https:\/\/doolounge.com\/ko\/home-loan\/","title":{"rendered":"Xinqingan\uc758 \uc7a5\uc810, \ub2e8\uc810 \ubc0f \ud568\uc815"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\uc9c0\ub09c 1\ub144 \ub3d9\uc548 \ud070 \ud654\uc81c\ub97c \ubaa8\uc558\ub358 \uc2e0\uce6d\uc548 \uc8fc\ud0dd\ub300\ucd9c\uc740 \uc2e0\uc138\ub300 \uccad\ub144\uc548\uc2ec\uac00\uc871\ub300\ucd9c\uc774\ub77c\uace0 \ubd88\ub9b0\ub2e4. 5\ub144 \uc774\ub0b4\uc5d0 \uc774\uc790\ub97c \uac1a\uace0 \ub098\uc911\uc5d0 \uc6d0\uae08\uc744 \uac1a\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\ub9d0 \uc88b\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc815\ubd80\ub294 \uc800\uc18c\ub4dd\uce35\uc744 \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uc65c \uc8fc\ud0dd \uac00\uaca9 \uc0c1\uc2b9\uc758 \uacf5\ubc94\uc73c\ub85c \ud574\uc11d\ub429\ub2c8\uae4c? \uc9c0\uae08\uae4c\uc9c0 \uc2dc\uc7a5\uc758 \ubc18\uc751\uc740 \uc8fc\ud0dd\uc5d0 \ub300\ud55c \ucd5c\uc885 \uc601\ud5a5\uc744 \uc804\ud600 \uc904\uc774\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ubb3c\uac00.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"http:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096-576x1024.jpg\" alt=\"\" class=\"wp-image-8894\" srcset=\"https:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096-576x1024.jpg 576w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096-169x300.jpg 169w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096-768x1365.jpg 768w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096-864x1536.jpg 864w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096-7x12.jpg 7w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/07\/fb_img_17215476904358291770725725787096.jpg 1080w\" sizes=\"auto, (max-width: 576px) 100vw, 576px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub108\ubb34 \uc0c1\uc138\ud558\uace0 \uc804\ubb38\uc801\uc778 \uc124\uba85\uc774 \ub108\ubb34 \ub9ce\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\ud0dd \ub9e4\ub9e4\ub97c \uc774\ud574\ud558\uc9c0 \ubabb\ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 \ubd84\uba85\ud788 \uc88b\uc740 \uc758\ub3c4\uc778\ub370 \uc65c \uc5f0\uc608\uc778\ub4e4\uc774 \uadf8\ub807\uac8c \uc124\uba85\ud558\ub294\uc9c0 \ud63c\ub780\uc2a4\ub7fd\uace0 \uc774\ud574\ud558\uc9c0 \ubabb\ud560 \uac83\uc785\ub2c8\ub2e4. \uc880 \ub354 \uc27d\uac8c \uc124\uba85\ud574\uc11c \ub370\uc774\ud130\ub97c \uac00\uaca9\uc73c\ub85c \ud658\uc0b0\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\uc120, \uadf9\ud788 \ub0ae\uc740 \uc6b0\ub300\uae08\ub9ac\uc640 5\ub144\uc758 \uc720\uc608\uae30\uac04, \ucd5c\ub300 40\ub144\uc758 \uc6d0\uae08\uc0c1\ud658 \ub4f1 \uc2e0\uce6d\uc548\uc758 \ud61c\ud0dd\uc740 \ubb3c\ub860 \ub9e4\uc6b0 \ub9e4\ub825\uc801\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7f0\ub370 \uc798 \uc0b4\ud3b4\ubcf4\uba74 1.775%\uc758 \ud560\uc778\uc740 \ucc98\uc74c 3\ub144 \ub3d9\uc548\ub9cc \uc801\uc6a9\ub418\ub294\ub370, 4\ub144\ucc28\ubd80\ud130\ub294 \uc544\uc9c1 \uc774\uc790\uc9c0\uae09\ub9cc 2\ub144 \ub0a8\uc558\uc9c0\ub9cc 0.09%\uac00 \ub354 \ub9ce\uc740 2.275%\ub85c \uc870\uc815\ub410\ub2e4. \uc77c\ubc18 \ubaa8\uae30\uc9c0\ub860 \ucd5c\uc800\uc810\uc778 2.185%\ubcf4\ub2e4 \ub0ae\uc9c0\ub9cc, 2.275%\ub294 \uc774\ubbf8 \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ucd08\uc6b0\ub7c9 \uae08\ub9ac\ub85c \ud3c9\uac00\ubc1b\ub294\ub2e4. \ubaa8\ub4e0 \uc740\ud589\uc774 \uc774\ub807\uac8c \uc88b\uc740 \uae08\ub9ac\ub97c \uc904 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2.185%\ub294 \ud604 \uc815\ubd80\uac00 \ubd80\uc5ec\ud55c \ubcc0\ub3d9\uae08\ub9ac 1.72%\uc5d0 \ub354\ud574 \uacf5\ubaa8\uc8fc\uac00 0.465%\uc758 \ucd5c\uace0 \ud560\uc778 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc5b4 \ud604\uc7ac \ud558\ud55c\uac00\ub294 2.185%\uac00 \ub41c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\ub9d0 \uc88b\uc740 \uac83 \uac19\uc9c0\ub9cc \ub2e8\uae30\uac04\uc5d0 \ub9ce\uc740 \uae08\uc561\uc744 \uac1a\ub294\ub2e4\uba74 Xinqingan\uc774 \ud655\uc2e4\ud788 \uac00\uc7a5 \uc218\uc775\uc131\uc774 \ub192\uc744 \uac83\uc785\ub2c8\ub2e4! \uc608\ub97c \ub4e4\uc5b4, 10\ub144 \uc548\uc5d0 \ubaa8\ub450 \uac1a\ub294\ub2e4\uba74, \uc9c0\uae09\ub41c \ucd1d \uc774\uc790\ub294 \uc774\uc804 3\ub144\ubcf4\ub2e4 2.185-1.775=0.41% \uc801\uc740 \uae08\uc561\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\ub300 1,000\ub9cc \uc704\uc548\uc758 \uc6b0\ub300 \ub300\ucd9c\uc744 \ubc1b\uc744 \uacbd\uc6b0 \uc5f0\uac04 \uc808\uac10\uc561\uc740 RMB 41,000\uc774\uba70, \uc77c\ubc18 \ubaa8\uae30\uc9c0 \ub300\ucd9c \ub300\ube44 3\ub144\uac04 \ud3c9\uade0 \uc800\ucd95\uc561\uc740 RMB 123,000\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7f0\ub370 \ucc98\uc74c \uba87 \ub144 \ub3d9\uc548 \ubcf4\uc870\uae08\uc744 \ub9ce\uc774 \ubc1b\uc740 1.775%\ub9cc \ub108\ubb34 \uc88b\uc544\uc11c \ub3c8\uc774 \uc880 \uc808\uc57d\ub41c \uac83 \uac19\uc740\ub370, \ubcf4\uc870\uae08\uc744 \ub354 \ub9ce\uc774 \ubc1b\uc740 0.09%\ub294 \uc55e\uc73c\ub85c 25~35\ub144\uac04\uc740 \ub530\ub77c\uac08 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub192\uc740 \uc8fc\ud0dd\uc138\ub97c \ud53c\ud558\uae30 \uc704\ud574 \ubaa8\ub450\uac00 5\ub144\ucc28\uc5d0 \uc9d1\uc744 \ud314\uae30\ub85c \uacb0\uc815\ud588\uc9c0\ub9cc 0.09%\uc5d0 \ub300\ud55c \ucd94\uac00 2\ub144\uc740 \uc2e4\uc81c\ub85c \uc544\ubb34\uac83\ub3c4 \uc544\ub2c8\uba70 \ud310\ub9e4\ub97c \uac1a\ub294 \ub370 10\ub144\uc774 \uac78\ub9bd\ub2c8\ub2e4!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \ud314 \uacc4\ud68d\ub3c4 \uc5c6\uace0, \ub2e8\uae30\uac04\uc5d0 \uac1a\uace0 \uc2f6\uc9c0\ub3c4 \uc54a\uace0, \uc815\uae30 \uace0\uc815 \uc0c1\ud658\uae08\uc744 30\ub144 \uc774\uc0c1\uc73c\ub85c \uc5f0\uc7a5\ud55c\ub2e4\uba74, \uc77c\ubc18 \ubaa8\uae30\uc9c0\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ube44\uc300 \uac83\uc785\ub2c8\ub2e4! 40\ub144\uc73c\ub85c \uc5f0\uc7a5\ud558\ub294 \uac83\uc740 \ub9d0\ud560 \uac83\ub3c4 \uc5c6\uace0, \ub2f9\uc5f0\ud788 \uc774\uc790 \uc9c0\uae09\uc561\ub3c4 \uc6d0\ub798\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ube44\uc300 \uac83\uc785\ub2c8\ub2e4!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\uba74 \uc0c8\ub85c\uc6b4 \uccad\uc548 \ub300\ucd9c \uc774\uc790 \ubcf4\uc870\uae08, \ub300\ucd9c \uc774\uc790\uc728\uc740 1 \ucf54\ub4dc(0.25%)\ub85c \uc815\ubd80\uc5d0\uc11c \ubcf4\uc870\uae08\uc744 \ubc1b\uace0, \uc6d0\ub798 \uacf5\uacf5 \uacf5\uc720 \uc740\ud589\uc758 \uc808\ubc18 \ucf54\ub4dc(0.125%)\ub97c \ub354\ud574 \uc774\uc790 \ubcf4\uc870\uae08\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. 1.5 \ucf54\ub4dc\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1\ub2e8\uacc4 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uae30\uc900\uc73c\ub85c \uae30\uc900\uae08\ub9ac\ub294 \uace0\uc815+0.555% \ubcc0\ub3d9\uae08\ub9ac\uc774\uba70, \ubcf4\uc870\uae08 \ud6c4 \uc2e4\uc81c\ubd80\ub2f4\uae08\ub9ac\ub294 1.775%\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub807\uac8c \ud558\uba74 \ucc98\uc74c 3\ub144\uac04 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc774 1.775%\ub85c \uc904\uc5b4\ub4e4\uace0 \uae08\ub9ac \uc778\uc0c1\uc5d0 \uc601\ud5a5\uc744 \ubc1b\uc9c0 \uc54a\uace0 \ud604\uc7ac \uae08\ub9ac\ub97c \uc720\uc9c0\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc 3\ub144 \ub3d9\uc548 \ubcf4\uc870\uae08\uc744 \ubc1b\uc73c\ub824\uba74 2023\ub144 8\uc6d4 1\uc77c\ubd80\ud130 Xinqingan\uc744 \uc0ac\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub807\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \ub098\uc911\uc5d0 \uc0ac\uc6a9\ub418\ub294 New Qing&#039;an \ub300\ucd9c\uc740 2026\ub144 7\uc6d4 31\uc77c\uae4c\uc9c0\ub9cc \uc9c0\uc6d0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \ub300\ucd9c\uc740 \ucd5c\ucd08 \uc8fc\ud0dd \uad6c\uc785\uc790\uc5d0\uac8c\ub9cc \uad6d\ud55c\ub418\uc9c0 \uc54a\uc73c\uba70, \ub300\ucd9c \uc790\uaca9\uc744 \ucda9\uc871\ud558\ub294 \ud55c, \ucc98\uc74c\uc73c\ub85c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uac70\ub098 \uc774\uc804\uc5d0 \uc8fc\ud0dd\uc744 \uc18c\uc720\ud588\uc9c0\ub9cc \ub9e4\uac01 \ub610\ub294 \uc591\ub3c4\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uc774 \ub300\ucd9c\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\uac83.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \uacf5\uacf5\uc740\ud589\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \uc720\ud615\uc758 \ub300\ucd9c\uc744 \uc81c\uacf5\ud558\uace0 \uc788\ub294\ub370, \uc740\ud589\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ucd5c\ucd08\uc8fc\ud0dd\uad6c\uc785\uc790\uae08 \uae08\ub9ac\uac00 2.185%, \ucd5c\ub300\uae30\uac04\uc740 30\ub144, \uc720\uc608\uae30\uac04\uc740 3\ub144, \uacc4\uc57d\uae30\uac04\uc740 2\ub144\uc774\ub2e4. \uc989, \uad6c\uc18d\ub825\uc774 \uc788\ub294 2\ub144 \ud6c4\uc5d0\ub9cc \uac70\ub798\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 7\uc6d4 31\uc77c \uc774\uc804\uc758 \uc2e0\uccad\uc548 \uacc4\ud68d \uc774\uc728\uc740 1.775%\uc774\uace0, \uadf8 \uc774\ud6c4\uc758 \ubbf8\ubcf4\uc870 \uc774\uc728\uc740 2.275%\uc774\uba70 \uad6c\uc18d\ub825\uc774 \ud544\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c\ud55c\ub3c4\uac00 \ucd5c\ub300 1\ucc9c\ub9cc\uc6d0\uc778 \ud604\ud589 \uc2e0\uce6d\uc548\ub9cc\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uc5ec \ub300\ucd9c\uae30\uac04\uc740 30\ub144\uc73c\ub85c \ub3d9\uc77c\ud558\uba70, \uc720\uc608\uae30\uac04\uc740 \uc5c6\uace0 \uc6d0\uae08\uacfc \uc774\uc790\ub9cc \ud3c9\uade0 \uc0c1\uac01\ud558\uc5ec \uacc4\uc0b0\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub450 \uacc4\ud68d\uc758 \ucc28\uc774\uc810:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubc18 \uccab \uc8fc\ud0dd\uad6c\uc785<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d4 \uc0c1\ud658\uc561\uc740 37,894\uc6d0, 30\ub144 \ud6c4 \ucd1d \uc0c1\ud658\uc561\uc740 13,641,805\uc6d0, \ucd1d \ub0a9\ubd80 \uc774\uc790\ub294 3,641,805\uc6d0\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\uce6d\uc548<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\ub300\uae08\ub9ac\uac00 2\ub144\ubc16\uc5d0 \ub0a8\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0 \uccab 2\ub144\uac04 \uc6d4 \uc0c1\ud658\uc561\uc740 35,847\uc6d0, \ud560\uc778 \ud6c4 \uc6d4 \uc0c1\ud658\uc561\uc740 38,198\uc6d0, 30\ub144 \ud6c4 \ucd1d \uc0c1\ud658\uc561\uc740 13,694,914\uc6d0, \ucd1d \ub0a9\ubd80 \uc774\uc790\ub294 \uc785\ub2c8\ub2e4. \ubd80\ubd84\uc740 3,694,914\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450 \uc694\uae08\uc81c\uc758 \ucd1d \uc774\uc790\uc9c0\uae09\uc561 \ucc28\uc774\ub294 53,109\uc6d0\uc73c\ub85c, \uccab \uad6c\ub9e4 \uc2dc \ucd1d \uc774\uc790\uc9c0\uae09\uc561\uc774 \ub300\uccb4\uc801\uc73c\ub85c \ub0ae\uc740 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub530\ub77c\uc11c \uc2e0\uccad\uc548\uacc4\ud68d\uc744 \ucc44\ud0dd\ud558\uba74 \ucc98\uc74c 2\ub144 \ub3d9\uc548 \uc6d4 \uc0c1\ud658\uc561\uc774 2,047\uc6d0\uc774 \uc904\uc5b4\ub4e4\uc9c0\ub9cc 2\ub144 \ud6c4 \uc6d4 \uc0c1\ud658\uc561\uc740 304\uc6d0\uc774 \ub298\uc5b4\ub098 \uc804\uccb4 \uc9c0\ubd88 \uc774\uc790\ub294 53,109\uc6d0\uc774 \ub354 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubc18\uc801\uc73c\ub85c \ubaa8\ub4e0 \uc0ac\ub78c\uc774 1.775%\ub97c \ucc98\uc74c \ubcfc \ub54c Xinqingan\uc774 \ub354 \ube44\uc6a9 \ud6a8\uc728\uc801\uc774\ub77c\uace0 \uc9c1\uad00\uc801\uc73c\ub85c \uc0dd\uac01\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubcf4\uc870\uae08 \ud504\ub85c\uadf8\ub7a8\uc774 \ub05d\ub098\uba74 \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc774\uc790\uc728\uc774 \uc77c\ubc18 \ubaa8\uae30\uc9c0 \uc774\uc790\uc728\ubcf4\ub2e4 \ub192\uc73c\uba70 \ucd1d \uc9c0\ubd88 \uae08\uc561\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ub354 \ub192\uc740.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad6d\uc601\uc740\ud589\uc774 \uc81c\uacf5\ud558\ub294 \ubc18\uc790\ub9bf\uc218 \ud560\uc778\uc778 0.125%\ub294 \ub098\uc911\uc5d0 \ub2e4\uc2dc \uc694\uad6c\ud560 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \uc815\uc9c1\ud558\uac8c \uc0c1\ud658\ud558\ub824\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c\ub294 \ube44\uc6a9 \ud6a8\uc728\uc131\uc774 \ub35c\ud574 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7f0\ub370 \uc0ac\uc2e4 \uc2e0\uce6d\uc548\uc758 \ub9e4\ub825\uc801\uc778 \uc810\uc740 \ucd5c\ub300 40\ub144\uae4c\uc9c0 \uc9c1\uc811 \uc2e0\uccad\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4. 40\ub144\uc744 \ub118\uac8c \uacc4\uc0b0\ud558\uba74 \ucc98\uc74c 2\ub144 \ub3d9\uc548\uc758 \uc6d4 \uc0c1\ud658 \uae08\uc561\uc740 29,112\uc6d0\uc774\uace0, 2\ub144 \ud6c4\uc5d0\ub294 \uc6d0\ub798\uc640 \ube44\uad50\ud558\uba74 31,632\uc6d0\uc774\ub2e4. 30\ub144 \uc0c1\ud658, \ub9e4\ub2ec \ucc28\uc774\uac00 \uac01\uac01 6,763, 6,566\uc778\ub370 \ub300\ucd9c\uae08\uc744 10\ub144 \ub354 \uac1a\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d4 \uc0c1\ud658\uc561\uc744 \ub0ae\ucd94\uace0 \uc2f6\ub2e4\uba74 \uc2e0\uce6d\uc548\uc73c\ub85c 40\ub144 \uc5f0\uc7a5\uc744 \ud558\ub294 \uac83\uc774 \ub300\ucd9c \uae08\ub9ac\uac00 \ub192\uc544\ub3c4 \uc7ac\uc735\uc790\ud558\uac70\ub098 \uc870\uae30 \uc0c1\ud658\ud558\uac70\ub098 \uc6d4 \uc0c1\ud658\uc561\uc744 \ub0ae\ucd94\ub294 \uac83\uc774 \ub354 \uc720\ub9ac\ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ub098\uc911\uc5d0 Xinqingan \ubaa8\uae30\uc9c0\ub97c \uc0ac\uc6a9\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"hUjEigvkyn\"><a href=\"https:\/\/doolounge.com\/ko\/refinance\/\">\uc8fc\ud0dd\ub300\ucd9c \uc804\ud658, \ud759 \ud658\uc0dd \uae30\uc220<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"\uc8fc\ud0dd \uac1c\uc870 \ub300\ucd9c, \ub354\ub7ec\uc6b4 \ud759 \ud658\uc0dd \uae30\uc220 - Chen Fa. \uae30\ud0c0 \uc5f0\uad6c\" src=\"http:\/\/doolounge.com\/refinance\/embed\/#?secret=nW6mVsIcSm#?secret=hUjEigvkyn\" data-secret=\"hUjEigvkyn\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 Xinqingan\uc740 \ub610\ud55c \uc784\ub300\uac00 \ud5c8\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \uad6c\uccb4\uc801\uc73c\ub85c \uaddc\uc815\ud558\uace0 \uc788\uc73c\uba70, \uc784\ub300 \uacc4\uc57d\uc774 \ud574\uc81c\ub418\uace0 \uc784\ucc28\uc778\uc774 \uc784\ub300 \ubcf4\uc870\uae08\uc744 \uc2e0\uccad\ud560 \uacbd\uc6b0 \uc784\ub300 \uacc4\uc57d\uc744 \uccb4\uacb0\ud560 \ub54c \ud574\ub2f9 \ub300\ucd9c\uc774 \uc790\uc601\uc5c5\uc5d0\ub9cc \uc0ac\uc6a9\ub41c\ub2e4\ub294 \uc810\uc5d0 \uc11c\uba85\ud558\ub77c\ub294 \uc694\uccad\uc744 \ubc1b\uac8c \ub429\ub2c8\ub2e4. \ub2f9\uc2e0\uc740 \uc989\uc2dc \ud30c\uc0b0\ud560 \uac83\uc785\ub2c8\ub2e4!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uc774 4+5 \ub610\ub294 5+6 \uc8fc\ud0dd \uad6c\uc785\uc5d0 \ub300\ud574 \uc54c\ub824 \uc8fc\ub294 \uac83\ucc98\ub7fc, \uc774\ub294 \uc624\ub798\ub41c \uc9d1\uc758 4\uce35\uc5d0 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ub2e4\ub77d\ubc29\uc744 \ub354\ud558\uace0, 5\uce35\uc740 6\uce35 \ub4f1\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ud55c \uce35\uc740 \uc810\uc720\ud558\uace0 \ub2e4\ub978 \uce35\uc740 \uc784\ub300\ud558\uace0 \uc784\ub300\ub8cc\ub97c \uc9c0\ubd88\ud569\ub2c8\ub2e4. \ub2f4\ubcf4 \ub300\ucd9c\uc744 \uacf5\uc81c\ud558\ub294 \uac83\uc740 \ud6cc\ub96d\ud558\uc9c0\ub9cc Xinqingan\uc744 \uc2e0\uccad\ud558\uba74 \uc7a1\ud788\uc790\ub9c8\uc790 \uc6b8\uc5b4 \uc8fd\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc44\ubb34\ubd88\uc774\ud589\uc774 \ubc1c\uacac\ub418\uba74 30\ub144\uc774\ub4e0 40\ub144\uc774\ub4e0 \uc0c1\uad00\uc5c6\uc774 \uc989\uc2dc \ucd5c\ub300 20\ub144\uae4c\uc9c0 \uc870\uc815\ub418\uba70, \uc774\ud6c4 \uc6b0\ub300\uc774\uc790\ub97c \ub3cc\ub824\ubc1b\uac8c \ub429\ub2c8\ub2e4. \uc77c\ubc18\uc774\uc790\uc758 2.275%\ubcf4\ub2e4 \ud604\uc7ac \ucd5c\uace0 \uc870\uc815\uc561\uc778 2.5%\uc5d0 \ub530\ub974\uba74 \uc740\ud589\uc774 \uadc0\ud558\uc640 \uc88b\uc740 \uad00\uacc4\ub97c \ub9fa\uace0 \uc788\ub294\uc9c0\uc640 \uadc0\ud558\uc758 \uc7ac\uc815 \uc790\uc6d0\uc744 \ud3c9\uac00\ud558\ub294\uc9c0\uc5d0 \ub530\ub77c \uc5b4\ub5a4 \uae08\ub9ac\uac00 \uc870\uc815\ub418\ub294\uc9c0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubc18\uc801\uc73c\ub85c \uc774\ub7f0 \uc2dd\uc73c\ub85c \uad6c\ucd9c\ub418\ub294\ub370, \ub300\ub7b5\uc801\uc73c\ub85c \uae08\uc561\uc774 200\ub9cc \uc704\uc548 \uc815\ub3c4\uc5d0 \ub2ec\ud558\uba74 \uba3c\uc800 \ub3c8\uc744 \uc9c0\uae09\ud574\uc57c \ud558\uba70, \ub2e8\uae30\uc801\uc73c\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud558\uc9c0 \ubabb\ud558\uba74 \ucc38\uc218\ud615\uc744 \ub2f9\ud558\uac8c \ub41c\ub2e4. \ub098\ub294 \uc9d1\uc744 \uc0ac\uc11c \uae30\uc058\uace0 \uc774\uc775\uc744 \ub0c8\ub2e4\uace0 \uc0dd\uac01\ud588\uace0 \uadf8 \uacb0\uacfc \ub69c\ub837\ud55c \uc774\uc720\uc5c6\uc774 \uc5c4\uccad\ub09c \ube5a\uc744\uc9c0\uac8c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\ub978 \ud568\uc815\uc774 \ub108\ubb34 \ub9ce\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc9d1\uc5d0\uc11c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uace0 \uc0ac\uc5c5\uc6a9\uc73c\ub85c \uc0ac\uc6a9\ud558\uace0 \ub2e4\uc591\ud55c \uc218\uc785\uc744 \uc774\uc804\ud560 \uc218 \uc788\ub2e4\uba74 Xinqingan\uc5d0\uc11c \uad6c\ub9e4\ud558\ub294 \uac83\uc744 \uad8c\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"8c3MbSVZbN\"><a href=\"https:\/\/doolounge.com\/ko\/self-housing\/\">Xinqingan\uc740 &quot;\uc790\uae30 \uc9c1\uc5c5&quot;\uc744\uc704\ud55c \uac83\uc785\ub2c8\ub2e4! \uc790\uc2e0\uc758 \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud558\ub294 \uac83\uc774 \uad1c\ucc2e\uc2b5\ub2c8\uae4c?<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"Xinqingan\uc740 &quot;\uc790\uae30 \uc9c1\uc5c5&quot;\uc744\uc704\ud55c \uac83\uc785\ub2c8\ub2e4! \uc790\uc2e0\uc758 \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud558\ub294 \uac83\uc774 \uad1c\ucc2e\uc2b5\ub2c8\uae4c? \u2014 \uccb8 \ud30c. \uae30\ud0c0 \uc5f0\uad6c\" src=\"http:\/\/doolounge.com\/self-housing\/embed\/#?secret=cEuwzVM2Wv#?secret=8c3MbSVZbN\" data-secret=\"8c3MbSVZbN\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\uc2e0 \uc77c\ubc18\ub300\ucd9c\uc744 \ud574\uc8fc\ub294 \uc740\ud589\uc744 \ucc3e\uc73c\uc138\uc694. \uc548\uc815\uc801\uc778 \uc9c1\uc5c5\uacfc \uc88b\uc740 \uc218\uc785\uc774 \uc788\uace0, \uc7ac\uc815\uc801\uc778 \uc5ec\uc720\ub3c4 \ucda9\ubd84\ud788 \uc785\uc99d\ud560 \uc218 \uc788\uace0, \uc774\uc790\uc728\ub3c4 \ub098\uc058\uc9c0 \uc54a\ub2e4\uba74 1\ub144 \uc815\ub3c4 \ud22c\uc790\ud574\uc11c \uc740\ud589\uc758 \ud604\uae08\ud750\ub984\uc744 \ub298\ub824\ubcf4\uc138\uc694. \uadf8\ub9ac\uace0 \ubc16\uc73c\ub85c. \uc9d1\uc744 \uc0b4\ud3b4\ubcf4\uace0 \uc870\uac74\uc744 \ud611\uc0c1\ud558\uae30 \uc2dc\uc791\ud558\uc138\uc694. \uc5b5\uc9c0\ub85c \uac70\uae30\uc5d0 \ube60\uc9c0\uace0 \uc2e4\uc218\ub85c \uc5b4\ub514\uc5d0 \uc788\ub294\uc9c0 \ubaa8\ub974\ub294 \uc704\ud5d8\ud55c \ud568\uc815\uc744 \ubc1f\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \ub0ab\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"nfgg2OqL3O\"><a href=\"https:\/\/doolounge.com\/ko\/credit-checking\/\">\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc2e0\uccad \uc2dc \uc8fc\uc758\ud560 \uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc2e0\uccad \uc2dc \uc8fc\uc758\ud560 \uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694? \u2014 \uccb8 \ud30c. \uae30\ud0c0 \uc5f0\uad6c\" src=\"http:\/\/doolounge.com\/credit-checking\/embed\/#?secret=vc26hDj1uT#?secret=nfgg2OqL3O\" data-secret=\"nfgg2OqL3O\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\uce6d\uc548\uc774 \ubd80\ub3d9\uc0b0 \ud22c\uae30\ub97c \ud55c\ub2e4\uace0 \ud558\ub294 \uc774\uc720\ub294 \ub108\ubb34 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc218\ub9cc \uc704\uc548 \ub4f1\uc744 \uc8fc\uaca0\ub2e4\uace0 \ud558\uba74\uc11c \uba4d\uccad\ud55c \uacc4\uc88c\ub97c \uc0ac\uc11c \uc774\uc911 \uc11c\ub958\ub97c \ub118\uaca8\ub2ec\ub77c\uace0 \uc694\uccad\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \ub2e4 \ucd08\ud68c\uad6c\uc785\uc774\ub77c \uc774\uc790\uc728\uc774 \uc815\ub9d0 \uc874\ub098 \uc800\ub834\ud588\uace0, 5\ub144 \uc548\uc5d0 \uac1a\uac70\ub098 \ub418\ud314\uc544 \ub2f9\uc7a5 \ud070\ub3c8\uc744 \ubc8c \uc218 \uc788\ub2e4\ub294 \uc0ac\uace0\ubc29\uc2dd\uc73c\ub85c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc774 \ud765\ud589\ud588\ub2e4. \ucc9c\uc7a5\uc744 \ub6ab\uc744 \uc815\ub3c4\ub85c \uc9c1\uc811 \uac00\uc5f4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac10\uc815\ud3c9\uac00\uac00 \uc81c\ub300\ub85c \uc774\ub904\uc9c0\uc9c0 \uc54a\uc740 \uc9d1\ub3c4 \uc788\uace0, \uac74\uc124\uc0ac\uc5d0\uc11c\ub294 10~1.50%\uc758 \ub2e8\uae30 \ubb34\uc774\uc790 \ub300\ucd9c\ub3c4 \ub0b4\ub1a8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 100% \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uac83\uc740 \uc124\uba85\ud560 \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \ubd84\uc591 \uc8fc\ud0dd\uc758 \uc778\uae30\uac00 \ub192\ub2e4. 1,000\ub9cc \uc704\uc548 \uac00\uce58\uc758 \uc8fc\ud0dd\uc5d0 \ub300\ud574 95%, \uc989 \ub300\ucd9c\uae08\uc758 50%\ub9cc \uac00\uc838\uac00\uba74 10,000\uc704\uc548\uc73c\ub85c \uc9d1\uc744 \uad6c\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uadf8\ub7ec\uba74 \ubd80\ub3c4\ub355\ud55c \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uc774 0.5%\uc758 \uc2e0\uc6a9\uc744 \uc5bb\uc744 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc904 \uac83\uc785\ub2c8\ub2e4. \ubc14\ub85c \uc804\uc561\ub300\ucd9c\ub85c \ubc14\ub00c\uc5b4 \uacc4\uc57d\uae08 \uc804\ud600 \uc5c6\uc774 \uc9d1\uc744 \uc0b4 \uc218 \uc788\uac8c \ub418\ub2c8, \uc774\ub807\uac8c \uc11c\ub458\ub7ec \ub9ce\uc740 \uccad\ub144\ub4e4\uc774 \uc8fc\ud0dd\uc2dc\uc7a5\uc5d0 \ubc00\ub824\ub4e4\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5\ub144\uc774 \uc9c0\ub098\ub3c4 \ubd80\ub3d9\uc0b0\uc744 \ud314\uc9c0 \uc54a\uc73c\uba74 \uc7ac\uc735\uc790\ub97c 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class=\"wp-block-paragraph\">\uadf8\ub0e5 \uc5c4\uccad \uc2f8\uac8c \uc0ac\ub824\uace0 \uc124\uba85\ud560 \uc218 \uc5c6\ub294 \uacf3\uc744 \uc0ac\ub2ec\ub77c\uace0 \ud558\ub294 \ub300\uc2e0 5\ub144 \uc548\uc5d0 \ub418\ud314 \uc218 \uc788\ub2e4\uace0 \ud588\uc8e0? \ub204\uad6c\uc5d0\uac8c \ud310\ub9e4\ud558\uace0 \uc788\ub098\uc694? \uc190\ud574 \uc548\ud314\uace0 \uc548\ud314\uba74 \uc815\ub9d0 \ud070\uc77c\uc774\uc8e0? ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub798\uc11c \ubd80\ub3d9\uc0b0\uc744 \uc0ac\ub294 \uac83\uc774 \uc8fc\uc2dd\uc744 \uc0ac\ub294 \uac83\ub9cc\ud07c \uc88b\uc9c0 \uc54a\ub2e4\uace0 \ub9d0\ud558\ub294 \uc0ac\ub78c\uc740 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc801\uc5b4\ub3c4 \uafb8\uc900\ud788 \uc790\ubcf8\uae08\uc744 \ub298\ub9b4 \uc218 \uc788\uace0, \ub9e4\ub144 \ub9ce\uc740 \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4\ub294 \uac83\uc774 \ub354 \ube44\uc6a9 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