{"id":9184,"date":"2024-08-17T13:23:28","date_gmt":"2024-08-17T05:23:28","guid":{"rendered":"https:\/\/doolounge.com\/policy-loan\/"},"modified":"2024-08-17T13:23:28","modified_gmt":"2024-08-17T05:23:28","slug":"policy-loan","status":"publish","type":"post","link":"https:\/\/doolounge.com\/ja\/policy-loan\/","title":{"rendered":"\u6025\u907d\u5fc5\u8981\u306b\u306a\u3063\u305f\u3068\u304d\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u300c\u653f\u7b56\u878d\u8cc7\u300d\u3092\u5229\u7528\u3057\u3066\u307f\u3088\u3046\u3068\u8003\u3048\u305f\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u4fdd\u967a\u5951\u7d04\u306e\u501f\u5165\u3068\u306f\u3001\u8cfc\u5165\u3057\u305f\u4fdd\u967a\u3092\u4f7f\u7528\u3057\u3066\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u304a\u91d1\u3092\u501f\u308a\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<br><br>\u52a0\u5165\u3057\u305f\u4fdd\u967a\u306b\u5e74\u6570\u304c\u7d4c\u3064\u306b\u3064\u308c\u3066\u300c\u4fdd\u967a\u6599\u7a4d\u7acb\u91d1\uff08\u4fdd\u967a\u6599\u3068\u3044\u3044\u307e\u3059\uff09\u300d\u304c\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308b\u3068\u3001\u4fdd\u967a\u6599\u7dcf\u984d\u306e\u7bc4\u56f2\u5185\u3067\u3001\u73fe\u5728\u306e\u4fdd\u967a\u6599\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u4f1a\u793e\u306b\u4fdd\u967a\u878d\u8cc7\u3092\u7533\u3057\u8fbc\u3080\u3053\u3068\u304c\u3067\u304d\u308b\u3082\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002\u9577\u671f\u751f\u547d\u4fdd\u967a\u3001\u5e74\u91d1\u4fdd\u967a\u306a\u3069<br><br>\u7533\u3057\u8fbc\u307f\u65b9\u6cd5\u306f\u30b7\u30f3\u30d7\u30eb\u3067\u4fbf\u5229\u306a\u3060\u3051\u3067\u306a\u304f\u3001\u91d1\u5229\u3082\u975e\u5e38\u306b\u512a\u308c\u3066\u304a\u308a\u3001\u4e3b\u8981\u306a\u5272\u308a\u5f53\u3066\u3082\u975e\u5e38\u306b\u901f\u3044\u305f\u3081\u3001\u77ed\u671f\u306e\u8cc7\u91d1\u30cb\u30fc\u30ba\u306b\u975e\u5e38\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u3002<br><br>\u3057\u304b\u3057\u3001\u8ab0\u304c\u4fdd\u967a\u30ed\u30fc\u30f3\u3092\u7533\u8acb\u3059\u3079\u304d\u3067\u3057\u3087\u3046\u304b?<br><br>\u304a\u91d1\u3092\u501f\u308a\u308b\u6a29\u5229\u304c\u3042\u308b\u306e\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u4fdd\u967a\u5951\u7d04\u3092\u7d50\u3093\u3060\u4eba\u3001\u3064\u307e\u308a\u4fdd\u8a3c\u4eba\u3060\u3051\u3067\u3059\u3002<br><br>\u305f\u3060\u3057\u3001\u4fdd\u8a3c\u4eba\u3068\u88ab\u4fdd\u967a\u8005\u304c\u5e38\u306b\u540c\u3058\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308b\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u3070\u3001\u89aa\u304c\u5b50\u4f9b\u306e\u305f\u3081\u306b\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u5834\u5408\u3001\u4fdd\u8a3c\u4eba\u306f\u89aa\u3067\u3042\u308a\u3001\u88ab\u4fdd\u967a\u8005\u306f\u5b50\u4f9b\u3067\u3059\u3002 \u3002<br><br>\u88ab\u4fdd\u967a\u8005\u3068\u7533\u8fbc\u8005\u304c\u7570\u306a\u308b\u5834\u5408\u3001\u304a\u501f\u5165\u306e\u5229\u606f\u304c\u6ede\u7d0d\u3057\u3001\u5143\u91d1\u3068\u5229\u606f\u304c\u8cac\u4efb\u6e96\u5099\u91d1\u3092\u4e0a\u56de\u308b\u5834\u5408\u306b\u306f\u3001\u3054\u5951\u7d04\u304c\u505c\u6b62\u3055\u308c\u308b\u305f\u3081\u3001\u3054\u5951\u7d04\u8005\u69d8\u306e\u3054\u7f72\u540d\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002 \u3001\u88ab\u4fdd\u967a\u8005\u306e\u6a29\u5229\u5229\u76ca\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u305f\u3081\u3001\u88ab\u4fdd\u967a\u8005\u306e\u7f72\u540d\u306f\u975e\u5e38\u306b\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"http:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052-576x1024.jpg\" alt=\"\" class=\"wp-image-9183\" srcset=\"https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052-576x1024.jpg 576w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052-169x300.jpg 169w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052-768x1365.jpg 768w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052-864x1536.jpg 864w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052-7x12.jpg 7w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17238720725994995578073585245052.jpg 1080w\" sizes=\"auto, (max-width: 576px) 100vw, 576px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u967a\u501f\u5165\u306b\u306f\u3001\u4e0a\u8a18\u306e\u7c21\u5358\u306a\u624b\u7d9a\u304d\u3068\u8fc5\u901f\u306a\u652f\u6255\u3044\u306b\u52a0\u3048\u3066\u3001\u5143\u306e\u4fdd\u967a\u5951\u7d04\u306e\u3059\u3079\u3066\u306e\u4fdd\u8b77\u6a5f\u80fd\u304c\u501f\u5165\u671f\u9593\u4e2d\u3082\u6709\u52b9\u3067\u3042\u308b\u3068\u3044\u3046\u591a\u304f\u306e\u300c\u5229\u70b9\u300d\u304c\u3042\u308a\u307e\u3059\u3002<br><br>\u6700\u3082\u91cd\u8981\u306a\u70b9\u306f\u3001\u3053\u306e\u501f\u5165\u884c\u52d5\u30e2\u30c7\u30eb\u306f\u3001\u3082\u3068\u3082\u3068\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u3092\u5229\u7528\u3057\u3066\u501f\u5165\u3055\u308c\u308b\u3082\u306e\u3067\u3042\u308b\u305f\u3081\u3001\u4f55\u3082\u306a\u3044\u3068\u3053\u308d\u304b\u3089\u751f\u307e\u308c\u308b\u901a\u5e38\u306e\u4fe1\u7528\u3068\u306f\u7570\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u500b\u4eba\u4fe1\u7528\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u304c\u3001\u5171\u540c\u5fb4\u53ce\u30dd\u30a4\u30f3\u30c8\u306b\u306f\u542b\u307e\u308c\u305a\u3001\u3044\u3064\u3067\u3082\u8fd4\u6e08\u3067\u304d\u307e\u3059\u3002<br><br>\u4fdd\u967a\u5951\u7d04\u30ed\u30fc\u30f3\u304c 1 \u5e74\u7d4c\u904e\u3057\u3066\u3082\u8fd4\u6e08\u3055\u308c\u306a\u3044\u5834\u5408\u306f\u3001\u652f\u6255\u671f\u9593\u3092\u904e\u304e\u3066\u3082\u5229\u606f\u304c\u652f\u6255\u308f\u308c\u306a\u3044\u5834\u5408\u306f\u3001\u5229\u606f\u304c\u5143\u672c\u306b\u7d44\u307f\u8fbc\u307e\u308c\u3066\u8a08\u7b97\u3055\u308c\u307e\u3059\u306e\u3067\u3001\u5fd8\u308c\u305a\u306b\u7a4d\u307f\u7acb\u3066\u3066\u304f\u3060\u3055\u3044\u3002<br><br>\u3053\u308c\u306f\u4e00\u822c\u306e\u30ed\u30fc\u30f3\u3068\u540c\u3058\u306f\u305a\u3067\u3059\u304c\u3001\u653f\u7b56\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u3082\u5c11\u3057\u9ad8\u3044\u306f\u305a\u3067\u3059\u304c\u3001\u3069\u3046\u3057\u3066\u3082\u3054\u90fd\u5408\u304c\u60aa\u3044\u5834\u5408\u306f\u3001\u6700\u4f4e\u91d1\u5229\u3092\u652f\u6255\u3046\u91d1\u984d\u3092\u5fd8\u308c\u305a\u306b\u6b8b\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u672a\u6255\u3044\u5229\u606f\u306f\u7fcc\u5e74\u306e\u5143\u91d1\u306b\u7d44\u307f\u8fbc\u307e\u308c\u3066\u518d\u8a08\u7b97\u3055\u308c\u307e\u3059\u3002<br><br>\u91d1\u5229\u306f\u3069\u3053\u307e\u3067\u4f4e\u304f\u3067\u304d\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<br><br>\u500b\u4eba\u306e\u72b6\u6cc1\u306b\u5fdc\u3058\u3066\u91d1\u5229\u304c\u5909\u52d5\u3059\u308b\u9280\u884c\u30ed\u30fc\u30f3\u3068\u306f\u7570\u306a\u308a\u3001\u4fdd\u967a\u5951\u7d04\u306e\u501f\u5165\u91d1\u5229\u306f\u5e38\u306b\u56fa\u5b9a\u3067\u3059\u3002<br><br>\u3064\u307e\u308a\u3001\u91d1\u5229\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u8981\u7d20\u306f\u3059\u3079\u3066\u540c\u3058\u3067\u3042\u308a\u3001\u5404\u4fdd\u967a\u306e\u91d1\u5229\u306f\u7d04 2.7% \u304b\u3089 9% \u307e\u3067\u7570\u306a\u308a\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306e\u516c\u5f0f\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u307e\u305f\u306f\u4fdd\u967a\u55b6\u696d\u54e1\u306b\u304a\u5c0b\u306d\u304f\u3060\u3055\u3044\u3002<br><br>10\u5e74\u4ee5\u4e0a\u4fdd\u967a\u6599\u3092\u652f\u6255\u3063\u3066\u3044\u308b\u4eba\u3082\u591a\u3044\u306f\u305a\u3067\u3001\u3059\u3067\u306b\u4e3b\u5951\u7d04\u3092\u652f\u6255\u3044\u3001\u7279\u7d04\u3082\u652f\u6255\u3063\u3066\u3044\u308b\u4eba\u3082\u591a\u3044\u306f\u305a\u3067\u3059\u3002\u4fdd\u967a\u6599\u3092\u652f\u6255\u3044\u307e\u3057\u305f\u3002<br><br>3% \u306e\u91d1\u5229\u306b\u57fa\u3065\u3044\u3066\u8a08\u7b97\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u4fdd\u967a\u304b\u3089 100 \u4e07\u5143\u501f\u308a\u305f\u5834\u5408\u3001\u5143\u672c\u3092\u9664\u3044\u305f\u6708\u3005\u306e\u5229\u606f\u8fd4\u6e08\u984d\u306f\u5e74\u9593 30,000 \u5143\u306e\u307f\u3067\u3001\u511f\u5374\u984d\u306f\u6708 2,500 \u5143\u306e\u307f\u3067\u3059\u3002<br><br>100w \u00d7 3% \u00f7 12 = 2,500<br><br>\u8ca1\u52d9\u7ba1\u7406\u306e\u6982\u5ff5\u3092\u3044\u304f\u3064\u304b\u77e5\u3063\u3066\u3044\u308c\u3070\u3001\u305d\u306e 100 \u4e07\u5143\u3092\u9069\u5207\u306b\u4f7f\u7528\u3059\u308b\u9650\u308a\u3001\u7dca\u6025\u306b\u5fc5\u8981\u306a\u56f0\u96e3\u3092\u514b\u670d\u3057\u3001\u3088\u308a\u591a\u304f\u306e\u4fa1\u5024\u3092\u751f\u307f\u51fa\u3059\u3053\u3068\u306f\u96e3\u3057\u304f\u3042\u308a\u307e\u305b\u3093\u3002<br><br>\u6700\u3082\u91cd\u8981\u306a\u3053\u3068\u306f\u3001\u6295\u8cc7\u5951\u7d04\u3084\u8caf\u84c4\u4fdd\u967a\u5951\u7d04\u3082\u7d4c\u6e08\u529b\u306e\u8a3c\u660e\u3068\u3057\u3066\u4f7f\u7528\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<br><br>\u9280\u884c\u306b\u591a\u984d\u306e\u30ed\u30fc\u30f3\u3092\u7533\u3057\u8fbc\u3080\u5834\u5408\u3001\u901a\u5e38\u3001\u30ed\u30fc\u30f3\u984d\u3068\u5909\u52d5\u91d1\u5229\u3092\u8abf\u6574\u3059\u308b\u305f\u3081\u306b\u8cc7\u529b\u306e\u8a3c\u660e\u3092\u6c42\u3081\u3089\u308c\u307e\u3059\u304c\u3001\u6700\u8fd1\u6700\u3082\u4e00\u822c\u7684\u306a\u306e\u306f\u9593\u9055\u3044\u306a\u304f\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u3059\u3002<br><br>9 \u3064\u306e\u8ca1\u6e90\u8a3c\u660e\u306b\u52a0\u3048\u3066\u3001\u4ee3\u66ff\u8ca1\u6e90\u8a3c\u660e\u3068\u3057\u3066\u4fdd\u967a\u5951\u7d04\u4fa1\u5024\u660e\u7d30\u66f8\u3092\u9280\u884c\u306b\u63d0\u51fa\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<br><br>9 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