{"id":9124,"date":"2024-08-10T20:15:15","date_gmt":"2024-08-10T12:15:15","guid":{"rendered":"https:\/\/doolounge.com\/contract-breach\/"},"modified":"2024-08-10T20:23:37","modified_gmt":"2024-08-10T12:23:37","slug":"contract-breach","status":"publish","type":"post","link":"https:\/\/doolounge.com\/fr\/contract-breach\/","title":{"rendered":"Que dois-je faire si le niveau d&#039;eau de la banque est trop \u00e9lev\u00e9 et que je ne peux pas pr\u00eater d&#039;argent et que je suis sur le point de faire d\u00e9faut ?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Actuellement, le march\u00e9 immobilier ta\u00efwanais atteint des sommets. Peu de temps apr\u00e8s avoir d\u00e9pass\u00e9 le cap du semestre, les banques sont d\u00e9j\u00e0 confront\u00e9es \u00e0 des niveaux d&#039;avertissement.<br \/><br \/>R\u00e9cemment, de nombreux acheteurs se br\u00fblent presque les fesses \u00e0 mesure que la date du contrat approche de jour en jour. Ils ne peuvent toujours pas demander de pr\u00eat \u00e0 la banque, alors que doivent-ils faire ? ?<br \/><br \/>Les banques que vous avez interrog\u00e9es ont d\u00e9j\u00e0 \u00e9t\u00e9 confront\u00e9es \u00e0 une situation dans laquelle elles ne pr\u00eatent plus, alors qu\u2019attendez-vous encore ? Continuer \u00e0 faire la queue ?<br \/><br \/>Lorsque la banque r\u00e9cup\u00e8re l\u2019argent et que le niveau de l\u2019eau baisse, vous informera-t-elle pour demander un pr\u00eat ?<br \/><br \/>Si vous continuez \u00e0 attendre ainsi, vous ne serez peut-\u00eatre m\u00eame pas appel\u00e9 \u00e0 demander un pr\u00eat. La date indiqu\u00e9e sur le contrat de vente de la maison pour l&#039;ex\u00e9cution finale des obligations contractuelles, \u00e9galement appel\u00e9e date de remise, est peut-\u00eatre d\u00e9j\u00e0 arriv\u00e9e !<br \/><br \/>J&#039;ai vraiment attendu que le temps soit \u00e9coul\u00e9, ce qui a entra\u00een\u00e9 une rupture de contrat et une perte d&#039;argent, puis j&#039;ai pleur\u00e9 et j&#039;ai dit que c&#039;\u00e9tait la faute des autres. Maintenant, le niveau d&#039;eau de la banque est si haut, c&#039;est pourquoi je ne peux pas y acc\u00e9der. un pr\u00eat !<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-576x1024.jpg\" alt=\"\" class=\"wp-image-9123\" srcset=\"https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-576x1024.jpg 576w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-169x300.jpg 169w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-768x1365.jpg 768w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-864x1536.jpg 864w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-7x12.jpg 7w, https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494.jpg 1080w\" sizes=\"auto, (max-width: 576px) 100vw, 576px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">N\u2019oubliez pas que si les banques avec lesquelles vous traitez habituellement se sont d\u00e9j\u00e0 renseign\u00e9es et vous ont dit que vous ne pouviez pas obtenir de pr\u00eat pour le moment, c\u2019est s\u00fbrement parce que vos propres conditions sont trop mauvaises ! Soit vous constituez la garantie, soit vous demandez \u00e0 un riche garant de signer pour vous.<br><br>S&#039;il n&#039;y a vraiment rien ! La meilleure solution est de solliciter rapidement des pr\u00eats aupr\u00e8s d&#039;\u00e9tablissements qui ne sont pas soumis aux limites de \u00ab l&#039;article 72-2 de la loi bancaire \u00bb et des \u00ab Pr\u00eats \u00e0 la construction r\u00e9sidentielle et aux entreprises \u00bb.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"tX4hhbrDOi\"><a href=\"https:\/\/doolounge.com\/fr\/banking-act-72-2\/\">Cauchemar hypoth\u00e9caire &quot;Penguin Evil&quot; Niveau d&#039;eau 72-2 Clause<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"Cauchemar hypoth\u00e9caire &quot;Le mal du pingouin&quot; Clause de niveau d&#039;eau 72-2 - Chen Fa. Etudes diverses\" src=\"https:\/\/doolounge.com\/banking-act-72-2\/embed\/#?secret=GqDQ1f7CBy#?secret=tX4hhbrDOi\" data-secret=\"tX4hhbrDOi\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br>Ces institutions qui ne sont pas troubl\u00e9es par le niveau d&#039;eau 30 % existent clairement l\u00e0-bas, et les taux d&#039;int\u00e9r\u00eat sont \u00e9galement tr\u00e8s bons, je ne comprends tout simplement pas, qu&#039;est-ce qui vous obs\u00e8de par ce que font les autres banques ?<br><br>Ou y a-t-il votre ma\u00eetresse \u00e0 la banque et vous souhaitez lui donner des r\u00e9sultats ? M\u00eame si vos fesses sont d\u00e9j\u00e0 en feu, devez-vous rompre le contrat et payer pour cela ?<br><br><br># Pr\u00eat immobilier # Banque # Xinqing&#039;an # Sp\u00e9culation immobili\u00e8re # Pr\u00eat # Plafond # Hausse # Niveau d&#039;eau # Ligne d&#039;avertissement # Cul br\u00fblant # Performance # Contrat # Point de livraison # Contrat # Garantie # Garant # Penguin&#039;s Loi bancaire mal\u00e9fique # Pr\u00eats # # Institution # Demande de pr\u00eat # Taux d&#039;int\u00e9r\u00eat # Ma\u00eetresse # Performance # D\u00e9faut # Perte d&#039;argent # Acompte # Conditions # Articles rampants # Points cl\u00e9s<\/p>","protected":false},"excerpt":{"rendered":"<p>Le march\u00e9 immobilier de Taiwan est en plein essor et la liquidit\u00e9 bancaire a atteint un seuil critique, ce qui fait que de nombreux acheteurs ont des difficult\u00e9s \u00e0 obtenir des pr\u00eats et risquent de faire d\u00e9faut et de perdre de l&#039;argent.<\/p>\n<p>Si la banque ne pr\u00eate pas, l\u2019attente sera vaine et la date de livraison du contrat pourrait arriver plus t\u00f4t.<\/p>\n<p>Si vous ne parvenez pas \u00e0 obtenir un pr\u00eat, vous devriez envisager de solliciter un pr\u00eat aupr\u00e8s d&#039;un \u00e9tablissement non soumis \u00e0 l&#039;article 72-2 de la loi bancaire. Ces \u00e9tablissements offrent des taux d&#039;int\u00e9r\u00eat pr\u00e9f\u00e9rentiels et ne sont pas soumis aux restrictions de niveau d&#039;eau 30%, ce qui peut vous aider \u00e0 r\u00e9pondre \u00e0 vos besoins de financement.<\/p>\n<p>Si un pr\u00eat bancaire \u00e9choue, il convient de rechercher rapidement des alternatives pour \u00e9viter le risque de d\u00e9faut de paiement.<\/p>","protected":false},"author":2,"featured_media":9123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"activitypub_content_warning":"","activitypub_content_visibility":"","activitypub_max_image_attachments":4,"activitypub_interaction_policy_quote":"anyone","activitypub_status":"federate","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false,"beyondwords_generate_audio":"","beyondwords_project_id":"","beyondwords_content_id":"","beyondwords_player_style":"","beyondwords_language_id":"","beyondwords_title_voice_id":"","beyondwords_body_voice_id":"","beyondwords_summary_voice_id":"","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"categories":[770,817],"tags":[847,771,811],"class_list":["post-9124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estate","category-money","tag-847","tag-771","tag-811"],"blocksy_meta":[],"featured_image_urls":{"full":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494.jpg",1080,1920,false],"thumbnail":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-150x150.jpg",150,150,true],"medium":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-169x300.jpg",169,300,true],"medium_large":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-768x1365.jpg",768,1365,true],"large":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-576x1024.jpg",576,1024,true],"1536x1536":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-864x1536.jpg",864,1536,true],"2048x2048":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494.jpg",1080,1920,false],"trp-custom-language-flag":["https:\/\/doolounge.com\/wp-content\/uploads\/2024\/08\/fb_img_17232920216024913095402079468494-7x12.jpg",7,12,true]},"post_excerpt_stackable":"<p>\u53f0\u7063\u623f\u5e02\u9ad8\u6f32\uff0c\u9280\u884c\u6c34\u4f4d\u9054\u8b66\u6212\u7dda\uff0c\u5c0e\u81f4\u8a31\u591a\u8cb7\u5bb6\u9762\u81e8\u8cb8\u6b3e\u56f0\u96e3\uff0c\u53ef\u80fd\u9055\u7d04\u8ce0\u9322\u3002<\/p>\n<p>\u9280\u884c\u4e0d\u653e\u8cb8\uff0c\u7b49\u5f85\u7121\u6fdf\u65bc\u4e8b\uff0c\u5408\u7d04\u9ede\u4ea4\u65e5\u671f\u53ef\u80fd\u63d0\u524d\u5230\u4f86\u3002<\/p>\n<p>\u82e5\u7121\u6cd5\u8cb8\u6b3e\uff0c\u61c9\u8003\u616e\u5c0b\u627e\u4e0d\u53d7\u300c\u9280\u884c\u6cd5\u7b2c72-2\u689d\u6b3e\u300d\u9650\u5236\u7684\u6a5f\u69cb\u7533\u8cb8\uff0c\u9019\u4e9b\u6a5f\u69cb\u5229\u7387\u512a\u60e0\uff0c\u9084\u4e0d\u53d730%\u6c34\u4f4d\u9650\u5236\uff0c\u89e3\u6c7a\u8cc7\u91d1\u9700\u6c42\u3002<\/p>\n<p>\u82e5\u9280\u884c\u8cb8\u6b3e\u5931\u6557\uff0c\u61c9\u8fc5\u901f\u5c0b\u627e\u66ff\u4ee3\u65b9\u6848\uff0c\u4ee5\u907f\u514d\u9055\u7d04\u98a8\u96aa\u3002<\/p>\n","category_list":"<a 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