{"id":10475,"date":"2025-09-17T07:34:28","date_gmt":"2025-09-16T23:34:28","guid":{"rendered":"https:\/\/doolounge.com\/broker-qa-010\/"},"modified":"2025-09-17T07:34:28","modified_gmt":"2025-09-16T23:34:28","slug":"broker-qa-010","status":"publish","type":"post","link":"https:\/\/doolounge.com\/en\/broker-qa-010\/","title":{"rendered":"Q10: If I am in poor health upon retirement, can I still use my insurance?"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/doolounge.com\/wp-content\/uploads\/2025\/09\/fb_img_17580652384627691468255576343043.jpg\" alt=\"\" class=\"wp-image-10474\" srcset=\"https:\/\/doolounge.com\/wp-content\/uploads\/2025\/09\/fb_img_17580652384627691468255576343043.jpg 940w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/09\/fb_img_17580652384627691468255576343043-300x251.jpg 300w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/09\/fb_img_17580652384627691468255576343043-768x644.jpg 768w, https:\/\/doolounge.com\/wp-content\/uploads\/2025\/09\/fb_img_17580652384627691468255576343043-14x12.jpg 14w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The value of insurance lies in &quot;preparing in advance when you are healthy so that you don&#039;t have to worry about the future.&quot;<br><br>Especially for policies covering major injuries, cancer, long-term care, etc., once the underwriting is passed and premiums are paid continuously, the coverage will remain valid over time.<br><br>Therefore, making plans when you are healthy is equivalent to buying peace of mind for your future self.<br><br># Retirement Financial Management Q&amp;A 100 Questions<br># Zhihui Insurance Broker<br># I am an asset risk controller<\/p>","protected":false},"excerpt":{"rendered":"<p>The value of insurance lies in &quot;preparing in advance when you are healthy so that you don&#039;t have to worry about the future.&quot;<\/p>\n<p>Especially for policies covering major injuries, cancer, long-term care, etc., once the underwriting is passed and premiums are paid continuously, the coverage will remain valid over time.<\/p>\n<p>Therefore, making plans when you are healthy is equivalent to buying peace of mind for your future 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