Category: Finance

Make good use of Shopee’s double discount coupons to make your shopping more cost-effective!

If you want to get a good deal when shopping online, using double discount coupons is the key! By combining store discounts with Shopee's full discounts, you can enjoy double discounts and significantly reduce shopping costs with just a little effort to figure out the price difference. This article shares actual cases and teaches you how to save more money, while also benefiting sellers and platforms. Whether you're a buyer or a seller, learn these tips and shopping will not only be cheaper, but also more fun!

Investing vs. Insurance: Key Strategies for Financial Stability

Investment and insurance are important tools for financial management, but maintaining sufficient working capital (about 1/3 to 1/4 of income) is the key to ensuring financial security. Working capital funds should cover basic living expenses for 6 to 12 months to deal with emergencies or income interruptions, and be deposited in highly liquid and secure channels, such as living deposits and monetary funds. In terms of capital allocation, you can follow the rule of three: a balanced allocation of investment, insurance and working capital, and regular review and adjustment to ensure that life stability and asset growth are synchronized.

Earn profits from information gaps: Business opportunities during Black Friday

Through the different price differences between the two countries, the profit in the middle is now about double. It only requires you to spend some time, switch from left hand to right hand, and act as a third-party relay point without hoarding goods for sale. Earn these price differences that most people don't know about. There are thousands of ways to make money. As long as you can find products that are in demand and the profits can meet your needs, in this age of advanced information, there is really no condition for starving to death!

Warren Buffett

Buffett's final decision, through share conversion and charitable donations, not only demonstrated his philanthropic philosophy, but also brought about the continued rise of the US stock market. It provides a clearer framework for its subsequent wealth inheritance, which will undoubtedly have a profound impact on investors at different levels and the market.

Tips to improve your credit score when taking out a loan: Lower your credit card utilization ratio

As inflationary pressures and mortgage burdens increase, the number of people with dual mortgages is increasing year by year. Improving your credit score can reduce the stress of future loans, and the key is good credit card utilization and repayment habits. This article provides three practical methods: increasing the credit card limit, keeping old credit cards to extend the credit age, and cautiously applying for new credit cards to help readers reduce credit card utilization and ultimately achieve better loan conditions.

Is Xinqing'an really the source of chaos in the housing market?

This year should be felt by all of Taiwan. Since the government promulgated the new Qing’an housing loan policy last year, the housing market has been rising like a rabbit, and a lot of people are watching TV and following various celebrities. While scolding Xinqing'an for causing housing prices to rise indiscriminately, have you ever tried to look at this matter from another angle?

Some small details of opening a store

Regarding the matter of opening a store, because recently I was selling a store, and I kept encountering my first-time entrepreneurs. They came to look at the house, and then talked to me about various dreams, how to make and modify it, and I wanted a large space and cheap rent. With various dream conditions, I can only say that ideals are always full! It’s true that opening a store will make you a lot of money, but a new decoration will easily eat up your initial cost first. That is the non-recyclable item that is more exaggerated than the rent. After all, if you stop renting, you will not have to pay again. , but if you spend a lot of money on decoration, you will lose it immediately. Unless your home is really rich and you are not afraid of burning money, as long as the store is beautifully opened.

buy a house

From signing the contract to getting the certificate of ownership, the process took less than a month to complete. The main reason was that I kept chasing, and I also took the initiative to interact with the bank and say hello. I was skillful in seizing the time and talking in a homely manner. It was a good person. Ways to bring each other closer. When friends see each other and they like each other, they will help you a little bit. In the future, some auction house may tell you first that there is a referral fee for referrals and transactions!

Looking for "Lianzheng" scores yourself? If you want to apply for a loan in the near future, don’t be shy!

The so-called "linkage" records credit transactions between individuals and financial institutions. The total score can be up to 800 points. Regarding the retention period of various records, please refer to the regulations of the Financial Supervisory Commission for details. It is mainly compiled and collected by the Joint Financial Credit Reference Center. Through this information, a national credit database is built to ensure that people's credit transactions and the domestic financial system can be sound and stable.
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